Westerly Town property record for 55 Pleasant St, Westerly, RI 02891
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,285 sqft · built 1924 |
| Lot Size | 0.11 acres (4,784 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Feb 2021) |
| Tax Bill | $2,262 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:46 B:113 |
| Primary APN | WEST M:46 B:113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,285 sqft Living Area |
| Gross Area | 3,930 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,784 sqft (0.11 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 14055600 |
|---|---|
| Street Address | 55 PLEASANT ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1617 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 113 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 50801 |
Source: Westerly Town records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 194 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Feb 19, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage CHELSEA GROTON BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 2021987 |
| Deed Book / Page | 2021 / 4483 |
| Transfer Doc | 5032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 55 PLEASANT ST, WESTERLY, RI 02891-1617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023-11572 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 2023/11572 |
| Instrument | 2023-2869 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 19, 2021 |
| Property Address | 55 PLEASANT ST, WESTERLY, RI 02891-1617 |
| Document Number | 2021-4483 |
| Book / Page | 2021 / 4483 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-987 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 194 WESTERLY BRADFORD RD, WESTERLY, RI 02891-2655 |
| Document Number | 2021988 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-988 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 29, 2018 |
| Property Address | 55 PLEASANT ST, WESTERLY, RI 02891-1617 |
| Document Number | 2018-1063 |
| Book / Page | 002018 / 011063 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2754 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 MAID MARION DR GALES FERRY CT 063351307, GALES FERRY, CT 06335-1307 |
| Document Number | 2018-1066 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 002018/011066 |
| Instrument | 2755 |
| Name | CHELSEA GROTON BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,262.00 (-2.67%) | $290,700 (+27.11%) Land $72,300 Building $218,400 |
| 2023 | $2,324.00 (+0.61%) | $228,700 (-) Land $51,600 Building $177,100 |
| 2022 | $2,310.00 | $228,700 Land $51,600 Building $177,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 34 (1979–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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