55 Plaza Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 55 Plaza Dr, Ormond Beach, FL 32176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,817 sqft · built 1987
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Trust Names on File
Last Sale	$100 (Mar 1986)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-00-03-0081`

Property Details

APN / Parcel Number

Primary APN	`4203-00-03-0081`
Alternative APNs	`32140300030081` `03143200030081` `3017137.0` `3017137`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,817 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	1,749 sqft
Upper Floors Area	1,068 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	120 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3017137
Street Address	55 PLAZA DR
City	ORMOND BEACH
State	FL
Zip	32176-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	3-14-32 S 95.92 FT OF N 734.42 FT OF E 75 FT OF W 430 FT E OF JA HWY OF LOT 3 PER OR 2798 PG 0030
Legal Range	32E
Legal Township	14S
Legal Section	03
Legal Subdivision	PLAZA SHORES SUB
Legal Tract	03
Legal Lot Number	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	3
Census Block	3020
Census Tract	80300

Owner

Source: Volusia County records · APN 4203-00-03-0081

Assessment roll updated March 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	55 PLAZA DR, ORMOND BEACH, FL 32176-4149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 1986 · Amount on Record
Deed Sale	Mar 15, 1986 · Amount on Record
Prior Sale	Mar 15, 1986 · Amount on Record
Deed Book / Page	2798 / 29
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	55 PLAZA DR, ORMOND BEACH, FL 32176-4149
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074484088
Date	Sep 19, 2017
Book Page	7448/4088
Instrument	2017-180821

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,823 (+2.7%)	$488,966 (+1.02%) Land $127,643 Building $361,323
2025	$3,296.00 (+4.63%) Homeowner's exemption	$209,176 (+5.99%)	$484,010 (-8.64%) Land $127,643 Building $356,367
2023	$3,150.00 (+2.37%) Homeowner's exemption	$197,361 (+3%)	$529,788 (+15.82%) Land $117,529 Building $412,259
2022	$3,077.00 Homeowner's exemption	$191,613	$457,414 Land $94,163 Building $363,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270803003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	391 units insured incl. 327 condo units
Nearby Flood Claims	55 (1981–2024)
Claims Outside the SFHA	50 of 55
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Frances, Sep 2004 · 8 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 579 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3640963, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORMOND BEACH serves 59,744 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.