55 Pinehurst Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 55 Pinehurst Rd, Ocean Pines, MD 21811

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,949 sqft · built 2004
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on Record
Last Sale$478,000 (Nov 2023)
Tax Bill$4,095 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-056031

Property Details

APN / Parcel Number

Primary APN03-056031
Alternative APN
  • 056031

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,949 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number056031
Street Address55 PINEHURST RD
CityBERLIN
StateMD
Zip21811-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT B-03-199 9750 SQ FT PINEHURST RD PLAT OCEAN PINES SEC 3
Legal SubdivisionOCEAN PINES SEC 03
Legal Lot Number199
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group2
Census Block2018
Census Tract950700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 PINEHURST RD, BERLIN, MD 21811-1619
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Deed, Transfer · Conventional Mortgage
NFM INC
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2023 · Amount on Record
Deed SaleNov 8, 2023 · Amount on Record
Prior SaleAug 22, 2006 · Amount on Record
Deed Book / Page8665 / 88
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateNov 8, 2023
Property Address55 PINEHURST RD, OCEAN PINES, MD 21811-1619
Document Number0086650088
Book / Page8665 / 88
Map ReferenceMB FWH 11 FO 45
Instrument DateNov 3, 2023
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanyNOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PINEHURST RD, BERLIN, MD 21811-1619

Mortgage

Document Number0086650095
DateNov 8, 2023
Instrument8665-0095
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address55 PINEHURST RD, OCEAN PINES, MD 21811-1619
Transaction TypeMortgage
Record UpdatedNov 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081980372
DateOct 18, 2021
Book Page8198/372
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,095.00 (+2.99%) Homeowner's exemption$486,700 (+41.59%)$542,600 (+44.73%) Land $93,500 Building $449,100
2025$3,976.00 (+36.96%) Homeowner's exemption
2023$2,903.00 Homeowner's exemption$343,733$374,900 Land $82,200 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Nearby Flood Policies60 in force
Nearby Flood Claims26 (1985–2015)
Claims Outside the SFHA15 of 26
Most Recent ClaimOct 2015 · tidal / storm surge
Claims by Event
  • Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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