55 Pine Cove Dr, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 55 Pine Cove Dr, Buffalo, NY 14224

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,380 sqft · built 2005
Lot Size0.233 acres (10,140 sqft)
Owner2 Individual Names on File
Last Sale$48,000 (Nov 2005)
Tax Bill$10,831 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN7-4-945

Property Details

APN / Parcel Number

Primary APN7-4-945
Alternative APNs
  • 68001251400006045000
  • 146800 125.14-6-45

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,380 sqft Living Area
1st Floor Area1,202 sqft
2nd Floor Area1,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,140 sqft (0.233 acres)
Lot Dimensions195 ft deep x 52.4 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area684 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7-4-945
Street Address55 PINE COVE DR
CityBUFFALO
StateNY
Zip14224-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal SubdivisionEBENEZER LAND
Legal Block6
Legal Lot Number45.000
JurisdictionERIE NY
Township / Civil DivisionWEST SENECA
Census Block Group2
Census Block2011
Census Tract11202

Owner

55 Pine Cove Dr is owned and occupied by two individuals who bought it in November 2005.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address55 PINE COVE DR, BUFFALO, NY 14224-1600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2005 · Amount on File
Deed SaleNov 21, 2005 · Amount on File
Deed Document Number200590336
Deed Book / Page11105 / 2844
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address55 PINE COVE DR, BUFFALO, NY 14224-1600
Document Number0138778189
Instrument DateOct 25, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PINE COVE DR WEST SENECA NY 142241600, WEST SENECA, NY 14224-1600

Mortgage

Document Number0138778189
DateNov 16, 2018
Book Page013877/008189
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 55 Pine Cove Dr was $10,831 with exemptions applied, up 0.7% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionWest Seneca Town
Unified School DistrictWest Seneca Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,831.00 (+0.67%) Homeowner's exemption Senior Citizen's exemption
2025$10,759.00 (+1.29%)$112,455 (-) Land $19,000 Building $93,455$468,600 (+4.18%) Land $79,173 Building $389,427
2024$10,622.00 Homeowner's exemption Senior Citizen's exemption$112,455 (-) Land $19,000 Building $93,455$449,820 (+4%) Land $76,000 Building $373,820
2023$112,455 Land $19,000 Building $93,455$432,519 Land $73,077 Building $359,442
2019$9,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Pine Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Pine Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA WEST SENECA
serves 23,557 people · EPA ID NY1404543
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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