55 Philo Blvd, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 55 Philo Blvd, Edison, NJ 08837

Property Summary

Property TypeSingle Family Home
Details2,428 sqft · built 2002
Lot Size0.303 acres (13,199 sqft)
Owner2 Individual Names on Record
Last Sale$584,000 (Sep 2017)
Tax Bill$15,413 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN05-00789-0000-00031-01

Property Details

APN / Parcel Number

Primary APN05-00789-0000-00031-01
Alternative APNs
  • 05007890000000310001
  • 00022608

Interior

Building Area2,428 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area13,199 sqft (0.303 acres)
Lot Dimensions200 ft deep x 66 ft wide

Location & Zoning

Account Number00022608
Street Address55 PHILO BLVD
CityEDISON
StateNJ
Zip08837-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description66X200
Legal Subdivision276 VILLAPLOTS
Legal Block789
Legal Lot Number31.1
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group2
Census Block2019
Census Tract1805

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 PHILO BLVD, EDISON, NJ 08837-3069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITY BANK
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Sep 21, 2017Grant Deed, Transfer · Conventional with PMI
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Prior SaleApr 2, 2015 · Amount on Record
Deed Document Number2017366
Deed Book / Page7045 / 52
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address55 PHILO BLVD, EDISON, NJ 08837-3069
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093726
DateSep 30, 2020
Book Page18053/1362
Instrument2020093726
Lender
NameUNITY BANK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address55 PHILO BLVD, EDISON, NJ 08837-3069
Document Number0000098749
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 PHILO BLVD EDISON NJ 088373069, EDISON, NJ 08837-3069

Mortgage

Document Number0000098749
DateNov 20, 2019
Book Page017695/000595
Instrument98749
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2049

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateSep 21, 2017
Property Address55 PHILO BLVD, EDISON, NJ 08837-3069
Document Number0000016039
Book / Page007045 / 000052
Instrument DateAug 28, 2017
Instrument16039
Transaction TypeTransfer
Record UpdatedSep 28, 2017
Title CompanyGOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$584.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PHILO BLVD EDISON NJ 088373069, EDISON, NJ 08837-3069

Mortgage

Document Number20011
DateSep 21, 2017
Book Page016901/000170
Instrument20011
Lender
NameCITIZENS BK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 20, 2047

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,000 (-) Land $83,000 Building $176,000$259,000 (-) Land $83,000 Building $176,000
2025$15,413.00 (-0.03%)$259,000 (-) Land $83,000 Building $176,000$259,000 (-) Land $83,000 Building $176,000
2024$15,418.00 (+0.51%)
2023$259,000 Land $83,000 Building $176,000$259,000 Land $83,000 Building $176,000
2022$15,340.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1994–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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