Fauquier County property record for 55 Pepper Tree Ct, Warrenton, VA 20186
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,512 sqft · built 1988 |
| Lot Size | 0.072 acres (3,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Mar 2026) |
| Tax Bill | $3,626 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6985-40-6686 |
| Primary APN | 6985-40-6686 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Finished Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,149 sqft (0.072 acres) |
| Balcony Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 128482 |
|---|---|
| Street Address | 55 PEPPER TREE CT |
| City | WARRENTON |
| State | VA |
| Zip | 20186-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | OAK SPRINGS SUBD LOT 35 SECTION 2 |
| Legal Subdivision | OAK SPRINGS SUBD |
| Legal Lot Number | 35 |
| Jurisdiction | FAUQUIER VA |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 930303 |
Source: Fauquier County records · APN 6985-40-6686
Assessment roll updated June 9, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 PEPPER TREE CT, WARRENTON, VA 20186-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 22, 2020 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 06, 2017 | Warranty Deed, Transfer INTEGRITY HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 20261542 |
| Deed Book / Page | 1811 / 597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAUQUIER VA |
| Recording Date | Mar 03, 2026 |
| Property Address | 55 PEPPER TREE CT, WARRENTON, VA 20186-2124 |
| Document Number | 0001811597 |
| Book / Page | 1811 / 597 |
| Map Reference | MB 592 PG 135 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026-00001542 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 PEPPER TREE CT, WARRENTON, VA 20186-2124 |
| Document Number | 202600001543 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026-00001543 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAUQUIER VA |
| Recording Date | Dec 22, 2020 |
| Property Address | 55 PEPPER TREE CT, WARRENTON, VA 20186-2124 |
| Document Number | 1664105 |
| Book / Page | 1664 / 105 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 202000015524 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PEPPER TREE CT, WARRENTON, VA 20186-2124 |
| Document Number | 202000015525 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 202000015525 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAUQUIER VA |
| Recording Date | Nov 06, 2017 |
| Property Address | 55 PEPPER TREE CT, WARRENTON, VA 20186-2124 |
| Document Number | 15591604 |
| Book / Page | 001559 / 001604 |
| Instrument Date | Nov 02, 2017 |
| Instrument | 9869 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PEPPER TREE CT WARRENTON VA 201862124, WARRENTON, VA 20186-2124 |
| Document Number | 15591606 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 001559/001606 |
| Instrument | 9870 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 05, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Fauquier County records · Assessment roll updated June 9, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fauquier County |
| Municipality | Warrenton Town |
| Unified School District | Fauquier County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,626.00 (+50.46%) | $405,200 (+23.05%) Land $130,000 Building $275,200 | $405,200 (+23.05%) Land $130,000 Building $275,200 |
| 2023 | $329,300 Land $105,000 Building $224,300 | $329,300 Land $105,000 Building $224,300 | |
| 2019 | $2,410.00 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2008) |
| Most Recent Claim | May 2008 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 165 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WARRENTON serves 11,801 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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