55 Pegasus Way, Havre De Grace, MD 21078 Property Records

Harford County property record for 55 Pegasus Way, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,792 sqft · built 2005
Lot Size	0.615 acres (26,774 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (May 2025)
Tax Bill	$5,042 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-103532`

Property Details

APN / Parcel Number

Primary APN	`02-103532`
Alternative APN	`103532`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,792 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,774 sqft (0.615 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	103532
Street Address	55 PEGASUS WAY
City	HAVRE DE GRACE
State	MD
Zip	21078-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 78 26774 SF 55 PEGASUS WAY WOODS ROCK GLENN P114/58
Legal Subdivision	WOODS ROCK GLENN
Legal Lot Number	78
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306300

Owner

55 Pegasus Way is owned and occupied by two individuals who bought it in May 2025.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 PEGASUS WAY, HAVRE DE GRACE, MD 21078-2035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 2, 2020	Quit Claim Deed, Transfer GUARANTEED TRUST TITLE LLC, GUARANTEED TR TITLE LLC
Apr 7, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on File
Deed Sale	May 7, 2025 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Book / Page	16653 / 1
Prior Transfer Date	Aug 8, 2020
Prior Transfer Doc	0140790023
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	55 PEGASUS WAY, HAVRE DE GRACE, MD 21078-2035
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PEGASUS WAY, HAVRE DE GRACE, MD 21078-2035

Mortgage

Document Number	0151580051
Date	Nov 4, 2021
Book Page	15158/51

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 2, 2020
Property Address	55 PEGASUS WAY, HAVRE DE GRACE, MD 21078-2035
Document Number	0140790023
Book / Page	014079 / 000023
Instrument Date	Aug 8, 2020
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	GUARANTEED TRUST TITLE LLC, GUARANTEED TR TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 PEGASUS WAY HAVRE DE GRACE MD 210782035, HAVRE DE GRACE, MD 21078-2035

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 7, 2020
Property Address	55 PEGASUS WAY, HAVRE DE GRACE, MD 21078-2035
Document Number	0137810386
Book / Page	013781 / 000386
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	GUARANTEED TRUST TITLE LLC, GUARANTEED TR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PEGASUS WAY HAVRE DE GRACE MD 210782035, HAVRE DE GRACE, MD 21078-2035
Investor	Possibly a Property Investor

Mortgage

Document Number	137810393
Date	Apr 7, 2020
Book Page	013781/000393

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 55 Pegasus Way was $5,042.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,042.00	$529,000 (+5.8%) Land $113,600 Building $415,400	$529,000 (-) Land $113,600 Building $415,400
2025		$500,000	$529,000 Land $113,600 Building $415,400
2023		$442,000 Land $113,600 Building $328,400	$442,000 Land $113,600 Building $328,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Pegasus Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Pegasus Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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