Worcester County and Spencer Town property record for 55 Paxton Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,976 sqft · built 1997 |
| Lot Size | 1.03 acres (45,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,000 (Oct 2023) |
| Tax Bill | $5,013 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R37 B:00003 L:00001 |
| Primary APN | SPEN M:00R37 B:00003 L:00001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 4,208 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,000 sqft (1.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 55 PAXTON RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 726100 |
55 Paxton Rd is owned and occupied by an individual who bought it in October 2023.
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 PAXTON RD, SPENCER, MA 01562-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| May 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Aug 7, 2018 | Quit Claim Deed, Transfer ENVOY MORTGAGE LTD |
| Dec 28, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on File |
| Deed Sale | Oct 16, 2023 · Amount on File |
| Prior Sale | Aug 7, 2018 · Amount on File |
| Deed Book / Page | 69764 / 153 |
| Prior Transfer Date | Oct 13, 2023 |
| Prior Transfer Doc | 069764-153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Oct 16, 2023 |
| Property Address | 55 PAXTON RD, SPENCER, MA 01562-1515 |
| Document Number | 069764-153 |
| Book / Page | 69764 / 153 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 86080 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PAXTON RD, SPENCER, MA 01562-1515 |
| Document Number | 0000086081 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 86081 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 55 PAXTON RD, SPENCER, MA 01562-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 062477-125 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 62477/125 |
| Instrument | 54455 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Aug 7, 2018 |
| Property Address | 55 PAXTON RD, SPENCER, MA 01562-1515 |
| Document Number | 59223-192 |
| Book / Page | 59223 / 192 |
| Instrument | 82102 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.24 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PAXTON RD, SPENCER, MA 01562-1515 |
| Document Number | 592230196 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 59223/0196 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Dec 28, 2017 |
| Property Address | 55 PAXTON RD, SPENCER, MA 01562-1515 |
| Document Number | 58251-318 |
| Book / Page | 058251 / 000318 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 145462 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,273.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493 |
The 2026 property tax bill for 55 Paxton Rd was $5,013, up 9,926% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,013.00 (+9,926%) | $456,600 (+5.96%) Land $62,600 Building $394,000 | $495,979 (+22.58%) |
| 2025 | $50.00 (-98.98%) | $430,900 (+0.14%) Land $54,500 Building $376,400 | $404,605 |
| 2024 | $4,923.00 (+6.4%) | $430,300 (+12.14%) Land $54,500 Building $375,800 | |
| 2023 | $4,627.00 | $383,700 Land $54,500 Building $329,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Paxton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Paxton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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