55 Patrick Ward Dr, Rising Sun, MD 21911 Property Records

Cecil County property record for 55 Patrick Ward Dr, Rising Sun, MD 21911 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	4 ba · 2,736 sqft · built 1998
Lot Size	23.4 acres (1,022,353 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2018)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-046106`

Property Details

APN / Parcel Number

Primary APN	`05-046106`
Alternative APNs	`5046106` `046106`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,736 sqft Total Area
Basement Area	1,404 sqft
Finished Basement	1,404 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,022,353 sqft (23.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	440 sqft
Shed	1 Shed
Shed Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	046106
Street Address	55 PATRICK WARD DR
City	RISING SUN
State	MD
Zip	21911-2616
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 - 23.474 ACRES 55 PATRICK WARD DRIVE N/W OF BAY VIEW
Legal Subdivision	THEODORE ESTATES
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	2
Census Block	2024
Census Tract	30905

Owner

Source: Cecil County records · APN 05-046106

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 PATRICK WARD DR, RISING SUN, MD 21911-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 10, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADMIRALS BANK
Jun 26, 2018	Grant Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Prior Sale	Apr 16, 1997 · Amount on Record
Deed Book / Page	4263 / 285
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	55 PATRICK WARD DR, RISING SUN, MD 21911-2616
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049970179
Date	Oct 08, 2021
Book Page	4997/179

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 01, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	55 PATRICK WARD DR, RISING SUN, MD 21911-2616
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	RES/TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043100410
Date	Oct 10, 2018
Book Page	4310/410

Lender

Name	ADMIRALS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 22, 2033

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jun 26, 2018
Property Address	55 PATRICK WARD DR, RISING SUN, MD 21911-2616
Document Number	0042630285
Book / Page	004263 / 000285
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 PATRICK WARD DR RISING SUN MD 219112616, RISING SUN, MD 21911-2616

Mortgage

Document Number	42630289
Date	Jun 26, 2018
Book Page	004263/000289

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,300 (+34.58%) Land $75,900 Building $467,400	$543,300 (+34.58%) Land $75,900 Building $467,400
2025	$5,496.00 (+43.95%)
2023	$3,818.00	$403,700 Land $75,900 Building $327,800	$403,700 Land $75,900 Building $327,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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