55 Panorama Cir, Roanoke, TX 76262 Property Records

Denton County property record for 55 Panorama Cir, Roanoke, TX 76262

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,504 sqft · built 2001
Lot Size	0.292 acres (12,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$607,500 (Jun 2019)
Tax Bill	$13,418 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R205359 453367`

Property Details

APN / Parcel Number

Primary APN	`R205359 453367`
Alternative APNs	`SJ0200A-000001-0000-0012-0000` `R205359` `1029090`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,504 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	2,215 sqft
2nd Floor Area	1,289 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,696 sqft (0.292 acres)
Lot Dimensions	1 ft deep x 12,696 ft wide
Garage Type	Attached
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	233 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	55 PANORAMA CIR
City	ROANOKE
State	TX
Zip	76262-5654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX POINTE BLK 1 LOT 12
Legal Subdivision	FOX POINTE
Legal Block	1
Legal Lot Number	12
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	4
Census Block	4008
Census Tract	20305

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 PANORAMA CIR, ROANOKE, TX 76262-5654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 24, 2019	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Document Number	201973612
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0000073612
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	55 PANORAMA CIR, ROANOKE, TX 76262-5654
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073683
Date	Jul 13, 2023
Instrument	2023-073683

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	55 PANORAMA CIR, ROANOKE, TX 76262-5654
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132297
Date	Jul 22, 2021
Instrument	2021-132297

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jun 24, 2019
Property Address	55 PANORAMA CIR, ROANOKE, TX 76262-5654
Document Number	0000073612
Map Reference	CAB P PG 209
Instrument Date	Jun 20, 2019
Instrument	2019-073612
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PANORAMA CIR, ROANOKE, TX 76262-5654

Mortgage

Document Number	0000073613
Date	Jun 24, 2019
Instrument	2019-073613

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Trophy Club Town
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,403 (+29.68%) Land $228,528 Building $691,875	$920,403 (+29.68%) Land $228,528 Building $691,875
2025	$13,418.00 (+18.21%)
2023	$11,351.00 (-10.88%) Homeowner's exemption	$709,750 Land $107,196 Building $602,554	$709,750 Land $107,196 Building $602,554
2022	$12,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1998–2020)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROPHY CLUB MUD 1 serves 13,649 people · EPA ID TX0610018
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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