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55 Paddock St, Montgomery, IL 60538 Property Records

Kendall County property record for 55 Paddock St, Montgomery, IL 60538

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1977
Lot Size0.232 acres (10,124 sqft)
OwnerIndividual Name on Record
Last Sale$226,500 (Aug 2021)
Deeds & MortgagesAug 2021 Sale & Mortgage
May 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-04-477-006

Property Details

APN / Parcel Number

Primary APN03-04-477-006
Alternative APN
  • 1004477006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area1,300 sqft
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,124 sqft (0.232 acres)
Lot Dimensions129 ft deep x 72 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address55 PADDOCK ST
CityMONTGOMERY
StateIL
Zip60538-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 29 BOULDER HILL UNIT 24 SEC. 4-37-8
Legal Range08E
Legal Township37N
Legal Section04
Legal SubdivisionBOULDER HILL
Legal Lot Number29
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3004
Census Tract890201

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address55 PADDOCK ST, MONTGOMERY, IL 60538-2412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 20, 2019Loan Modification, Mortgage
FIRST CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Prior SaleMay 1, 1996 · Amount on Record
Deed Document Number202121039
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENDALL IL
Recording DateAug 9, 2021
Property Address55 PADDOCK ST, MONTGOMERY, IL 60538-2412
Document Number0000021039
Instrument DateJul 28, 2021
Instrument202100021039
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$226.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PADDOCK ST, MONTGMRY, IL 60538-2412

Mortgage

Document Number0000021040
DateAug 9, 2021
Instrument202100021040
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENDALL IL
Property Address55 PADDOCK ST, MONTGOMERY, IL 60538-2412
Document Number0000009786
Instrument DateMay 20, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address55 PADDOCK ST MONTGOMERY IL 605382412, MONTGOMERY, IL 60538-2412

Mortgage

Document Number0000009786
DateJul 22, 2019
Instrument9786
Lender
NameFIRST CMNTY BK
TypeBank
Address1111 DIXIE HWY, BEECHER, IL 60401-4002
Agreement
AmountAmount Recorded
Term180 Months
DueJul 21, 2034

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$84,980 (+35.42%) Land $26,071 Building $58,909$254,940 (+35.42%) Land $78,213 Building $176,727
2022$62,753 Land $19,252 Building $43,501$188,259 Land $57,756 Building $130,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
AT&T
DSL		100 / 20

May also be available: Verizon.

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