55 Oxford Pl, Troy, MO 63379 Property Records

Lincoln County property record for 55 Oxford Pl, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,376 sqft · built 2005
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,500 (Aug 2012)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Feb 2007 Mortgage Jul 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.139`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.139`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 OXFORD PL
City	TROY
State	MO
Zip	63379-3991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 139 WINGATE ESTATES 1ST ADDITION
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	139
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1031
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 OXFORD PL, TROY, MO 63379-3991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2007	Deed of Trust, Mortgage BANK OF AMERICA NA
Jul 15, 2005	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK OF MISSOURI
Jun 9, 2005	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Dec 18, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage DARRELL GUTERMUTH ETUX
Mar 8, 2024	Beneficiary Deed, Transfer
Aug 9, 2012	Warranty Deed, Transfer · FHA Mortgage BANK OF OLD MONROE
Jul 15, 2005	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2012 · Amount on Record
Deed Sale	Aug 9, 2012 · Amount on Record
Prior Sale	Jul 15, 2005 · Amount on Record
Deed Document Number	20127225
Deed Book / Page	2261 / 561
Record Updated	Oct 29, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 OXFORD PL, TROY, MO 63379-3991
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01923/0862
Date	Feb 22, 2007
Book Page	1923/0862
Instrument	20070002038

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	KANSAS CITY, MO 64105

Agreement

Amount	Amount Recorded

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 OXFORD PL, TROY, MO 63379-3991
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01771/0014
Date	Jul 15, 2005
Book Page	1771/0014
Instrument	20050009041

Lender

Name	COMMUNITY STATE BANK OF MISSOURI
Address	BOWLING GREEN, MO 63334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2015

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 OXFORD PL, TROY, MO 63379-3991
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01760/0415
Date	Jun 9, 2005
Book Page	1760/0415
Instrument	20050007160

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	TROY, MO 63379

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Nov 20, 2005

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 18, 2025
Property Address	55 OXFORD PL, TROY, MO 63379-3991
Document Number	002516/801
Book / Page	2516 / 801
Map Reference	MB 14 PG 31
Instrument Date	Dec 17, 2025
Instrument	2025010375
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	TRI-COUNTY TITLE SERVICES LLC, TRI COUNTY LAND TTL SVCS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 OXFORD PL, TROY, MO 63379-3991

Mortgage

Document Number	2025010376
Date	Dec 18, 2025
Instrument	2025010376

Lender

Name	DARRELL GUTERMUTH ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 8, 2024
Property Address	55 OXFORD PL, TROY, MO 63379-3991
Document Number	002498/329
Book / Page	2498 / 329
Map Reference	MB 14 PG 31
Instrument Date	Feb 29, 2024
Instrument	2024001642
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 OXFORD PL, TROY, MO 63379-3991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MARY WAY, BELTON, MO 64012-3266

August 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 9, 2012
Property Address	55 OXFORD PL, TROY, MO 63379-3991
Document Number	02261/0561
Book / Page	2261 / 0561
Map Reference	MB14 PG31
Instrument Date	Aug 3, 2012
Instrument	2012007225
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 OXFORD PL, TROY, MO 63379-3991

Mortgage

Document Number	2012007226
Date	Aug 9, 2012
Instrument	2012007226

Lender

Name	BANK OF OLD MONROE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 15, 2005
Property Address	55 OXFORD PL, TROY, MO 63379-3991
Document Number	01771/0001
Book / Page	1771 / 0001
Map Reference	MB14 PG31
Instrument Date	Jul 15, 2005
Instrument	20050009039
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 N LINCOLN DR, TROY, MO 63379-1362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 OXFORD PL, TROY, MO 63379-3991

Mortgage

Document Number	20050009040
Date	Jul 15, 2005
Instrument	20050009040

Lender

Name	COMMUNITY STATE BANK OF MISSOURI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,926 (-) Land $4,560 Building $33,366
2025	$2,382.00 (+6.96%)	$37,926 (+8.34%) Land $4,560 Building $33,366	$199,610 (+8.34%) Land $24,000 Building $175,610
2023	$2,227.00 (+4.9%)	$35,006 Land $3,800 Building $31,206	$184,240 Land $20,000 Building $164,240
2022	$2,123.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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