55 Overlea Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 55 Overlea Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 983 sqft · built 1950
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Dec 2023)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0014 L:0076`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0014 L:0076`
Alternative APN	`3401`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	983 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	983 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3401
Street Address	55 OVERLEA RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	76
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2026
Census Tract	12803

Owner

Source: North Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 OVERLEA RD, NORTH SMITHFIELD, RI 02896-9318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Oct 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MECHANICS COOPERATIVE BANK
Apr 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Book / Page	982 / 27
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Dec 18, 2023
Property Address	55 OVERLEA RD, NORTH SMITHFIELD, RI 02896-9318
Document Number	0000982-27
Book / Page	982 / 27
Instrument Date	Dec 15, 2023
Instrument	51786
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WILLIS DR, CUMBERLAND, RI 02864-2066

Mortgage

Document Number	0000051787
Date	Dec 18, 2023
Instrument	51787

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Oct 24, 2022
Property Address	55 OVERLEA RD, NORTH SMITHFIELD, RI 02896-9318
Document Number	0000955-93
Book / Page	955 / 93
Instrument Date	Oct 24, 2022
Instrument	49696
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049697
Date	Oct 24, 2022
Instrument	49697

Lender

Name	MECHANICS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Apr 20, 2022
Property Address	55 OVERLEA RD, NORTH SMITHFIELD, RI 02896-9318
Document Number	000939-144
Book / Page	939 / 144
Instrument Date	Apr 14, 2022
Instrument	48488
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9306, FALL RIVER, MA 02720-0006
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,895.00 (+19.81%)	$338,700 (+53.88%) Land $82,600 Building $256,100	$406,901
2024	$3,251.00 (+3.67%)	$220,100 (-) Land $68,800 Building $151,300
2023	$3,136.00 (+2.42%)	$220,100 (-) Land $68,800 Building $151,300
2022	$3,062.00	$220,100 Land $68,800 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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