55 Overhill Rd, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 55 Overhill Rd, Wading River, NY 11792

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,820 sqft · built 1978
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Jan 2019)
Tax Bill$12,537 (2024)
Deeds & MortgagesSep 2019 Refinance
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN473000 72.-1-28

Property Details

APN / Parcel Number

Primary APN473000 72.-1-28
Alternative APNs
  • 0600-072.00-01.00-028.000
  • 300007200000010280000000
  • 4730007259
  • 39

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area2,700 sqft
1st Floor Area1,820 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area23,958 sqft (0.55 acres)
Lot Width109 ft Width
View / LotCanal
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area1,186 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number39
Street Address55 OVERHILL RD
CityWADING RIVER
StateNY
Zip11792-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description*3760 LOT 55 HILL & DALE SEC 3
Legal Block1
Legal Lot Number28
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group1
Census Block1032
Census Tract169701

Owner

55 Overhill Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address55 OVERHILL RD, WADING RIVER, NY 11792-1614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CONTINENTAL MORTGAGE BANKING
Jan 15, 2019Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2019 · Amount on File
Deed SaleJan 15, 2019 · Amount on File
Deed Book / Page12996 / 969
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address55 OVERHILL RD, WADING RIVER, NY 11792-1614
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230610371
DateSep 16, 2019
Book Page23061/371
InstrumentDK020728
Lender
NameCONTINENTAL MORTGAGE BANKING
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueOct 1, 2048

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJan 15, 2019
Property Address55 OVERHILL RD, WADING RIVER, NY 11792-1614
Document Number0129960969
Book / Page12996 / 969
Instrument DateJan 3, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SWEEZY AVE, RIVERHEAD, NY 11901-3049

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictShoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,000 Land $11,200 Building $38,800$612,745 Land $137,255 Building $475,490
2024$12,537.00
2023$50,000 Land $11,200 Building $38,800$538,213 Land $120,560 Building $417,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Overhill Rd in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims55 (1981–2025)
Claims Outside the SFHA16 of 55
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Overhill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overhill Rd

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