Otsego County and Oneonta Town property record for 55 Oneida St, Oneonta, NY 13820
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 16,800 sqft · built 1985 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,500,000 (Dec 2021) |
| Tax Bill | $28,708 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.06-2-83.00 |
| Primary APN | 364600 299.06-2-83.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 16,800 sqft Gross Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 60,113 sqft (1.38 acres) |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 023100 |
|---|---|
| Street Address | 55 ONEIDA ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2107 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Legal Description | 963 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 83.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 70 ONEIDA ST, ONEONTA, NY 13820-2126 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WAYNE BANK |
| Dec 21, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 20217123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 55 ONEIDA ST, ONEONTA, NY 13820-2107 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000920 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022-1920 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 21, 2021 |
| Property Address | 55 ONEIDA ST, ONEONTA, NY 13820-2107 |
| Document Number | 0000000123 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021-7123 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 ONEIDA ST, ONEONTA, NY 13820-2126 |
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,708.00 (+0.4%) | ||
| 2025 | $28,593.00 (+245.79%) | $894,400 (-) Land $144,000 Building $750,400 | $1,277,714 (+11.43%) Land $205,714 Building $1,072,000 |
| 2023 | $8,269.00 | $894,400 (-) Land $144,000 Building $750,400 | $1,146,667 (+12.82%) Land $184,615 Building $962,052 |
| 2022 | $894,400 Land $144,000 Building $750,400 | $1,016,364 Land $163,636 Building $852,728 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1993–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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