55 Oliver St, Chazy, NY 12921 Property Records

Clinton County and Chazy Town property record for 55 Oliver St, Chazy, NY 12921

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1979
Lot Size0.43 acres (18,750 sqft)
Owner2 Individual Names on File
Last Sale$68,000 (Nov 1996)
Tax Bill$2,491 (2026)
Deeds & MortgagesJul 2023 Refinance
May 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN093000 94.-1-49.22

Property Details

APN / Parcel Number

Primary APN093000 94.-1-49.22
Alternative APN
  • 300009400000010490220000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area18,750 sqft (0.43 acres)
Lot Dimensions150 ft deep x 125 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area200 sqft
Canopy288 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address55 OLIVER ST
CityCHAZY
StateNY
Zip12921-2044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionLOT 8 DEANS
Legal Block1
Legal Lot Number49.022
JurisdictionCLINTON NY
Township / Civil DivisionCHAZY
Census Block Group3
Census Block3009
Census Tract100200

Owner

55 Oliver St is owned and occupied by two individuals who bought it in November 1996.

Source: Clinton County and Chazy Town records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address55 OLIVER ST, CHAZY, NY 12921-2044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
USA VETERANS ADMIN
May 31, 2019Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 1996 · Amount on File
Deed SaleNov 26, 1996 · Amount on File
Prior SaleJan 16, 1996 · Amount on File
Deed Book / Page998 / 257
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address55 OLIVER ST, CHAZY, NY 12921-2044
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000332433
DateJul 18, 2023
Instrument20230-00332433
Lender
NameUSA VETERANS ADMIN
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term157 Months
DueAug 1, 2036

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLINTON NY
Property Address55 OLIVER ST, CHAZY, NY 12921-2044
Document Number0000301544
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 OLIVER ST CHAZY NY 129212044, CHAZY, NY 12921-2044

Mortgage

Document Number0000301544
DateJun 24, 2019
Instrument301544
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term204 Months
DueJun 23, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 55 Oliver St was $2,491 with a homeowner's exemption, up 285.6% from the year before.

Source: Clinton County and Chazy Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChazy Town
Unified School DistrictChazy Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,491.00 (+285.6%) Homeowner's exemption
2025$646.00$120,500 Land $28,200 Building $92,300$120,500 Land $28,200 Building $92,300
2023$131,400 Land $22,500 Building $108,900$131,400 Land $22,500 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Oliver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims5 (1993–2011)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Oliver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Chazy Westport Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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