55 Ocean Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 55 Ocean Ave, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,277 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Tax Bill	$26,760 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`WLLS M:103 L:28`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:103 L:28`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,277 sqft Living Area
Gross Area	6,522 sqft
1st Floor Area	456 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	55 OCEAN AVE
City	WELLS
State	ME
Zip	04090-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	28
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1019
Census Tract	34005

Owner

Source: York County and Wells Town assessment roll, APN WLLS M:103 L:28, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 ROSEGATE CT, BERKELEY HEIGHTS, NJ 07922-1955
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2020
Deed Sale	Nov 02, 2020
Deed Document Number	20202020055686
Deed Book / Page	18434 / 585
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	55 OCEAN AVE, WELLS, ME 04090
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192320541
Date	May 03, 2023
Book Page	19232/541
Instrument	2023011651

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 01, 2038
Index	Other
Margin	3

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,760.00 (+6.25%)	$4,142,390 (-) Land $2,647,610 Building $1,494,780
2024	$25,186.00 (+2.01%)	$4,142,390 (-) Land $2,647,610 Building $1,494,780
2023	$24,689.00 (+54.41%)	$4,142,390 (+171%) Land $2,647,610 Building $1,494,780	$3,258,025
2022	$15,989.00	$1,528,540 Land $1,433,430 Building $95,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310340051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 204 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	227 units insured incl. 23 condo units
Nearby Flood Claims	42 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 23 claims Severe Storm And Flooding, Dec 2022 · 11 claims Coastal Storm, Oct 1991 · 3 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 79 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0090760, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.