55 Newberry Ct, Elgin, IL 60124 Property Records

Kane County property record for 55 Newberry Ct, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,768 sqft · built 1993
Lot Size0.366 acres (15,934 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Dec 2021)
Tax Bill$8,980 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-256-028

Property Details

APN / Parcel Number

Primary APN06-17-256-028

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,768 sqft Living Area
Gross Area2,529 sqft
Basement Area761 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Foundation TypeRaised
Lot Area15,934 sqft (0.366 acres)
Lot Width154 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address55 NEWBERRY CT
CityELGIN
StateIL
Zip60124-8038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 3 LOT 95 (EXCEPT PART DESC IN DOC 98K081157)
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number95
Legal Unit3-95
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4027
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 NEWBERRY CT, ELGIN, IL 60124-8038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2024Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Dec 2, 2021Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2021 · Amount on Record
Deed SaleDec 2, 2021 · Amount on Record
Deed Document Number202189913
Prior Transfer DateApr 27, 2010
Prior Transfer Doc0000035007
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address55 NEWBERRY CT, ELGIN, IL 60124-8038
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016444
DateMay 16, 2024
Instrument2024K016444
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 15, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 2, 2021
Property Address55 NEWBERRY CT, ELGIN, IL 60124-8038
Document Number0000089913
Instrument DateNov 16, 2021
Instrument2021K089913
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 NEWBERRY CT, ELGIN, IL 60124-8038

Mortgage

Document Number0000089914
DateDec 2, 2021
Instrument2021K089914
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,980.00 (+7.65%) Homeowner's exemption$122,672 (+8.57%) Land $30,744 Building $91,928$368,163 (+8.57%) Land $92,269 Building $275,894
2024$112,989 (+21.39%) Land $28,317 Building $84,672$339,103 (+21.44%) Land $84,985 Building $254,118
2022$8,342.00 (+10.33%) Homeowner's exemption$93,076 (+6.96%) Land $23,326 Building $69,750$279,228 (+6.96%) Land $69,978 Building $209,250
2021$7,561.00 Homeowner's exemption$87,019 Land $21,808 Building $65,211$261,057 Land $65,424 Building $195,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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