Kane County property record for 55 N Worth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1900 |
| Lot Size | 0.191 acres (8,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,000 (Aug 2019) |
| Tax Bill | $5,802 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-301-001 |
| Primary APN | 06-14-301-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 2,566 sqft |
| Basement Area | 1,102 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,316 sqft (0.191 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 55 N WORTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRIGHTON PARK ADDN LOT 1 BLOCK 9 |
| Legal Subdivision | CRIGHTON PARK ADDN |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 7, 2020 | Deed of Trust, Mortgage COUNTY OF KANE |
| Dec 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 5, 2019 | Grant Deed, Transfer · Conventional Mortgage COUNTY/KANE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Jul 16, 2003 · Amount on Record |
| Deed Document Number | 201934620 |
| Prior Transfer Date | Jun 23, 2005 |
| Prior Transfer Doc | 0000075488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Document Number | 0000028270 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023K028270 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Document Number | 0000053879 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 2022K053879 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Document Number | 0000018292 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022K018292 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044065 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020K044065 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044066 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020K044066 |
| Name | COUNTY OF KANE |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000077191 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020K077191 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 5, 2019 |
| Property Address | 55 N WORTH AVE, ELGIN, IL 60123-5247 |
| Document Number | 0000034620 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 34620 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 N WORTH AVE ELGIN IL 601235247, ELGIN, IL 60123-5247 |
| Document Number | 34621 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 34621 |
| Name | COUNTY/KANE |
|---|---|
| Address | 719 S BATAVIA AVE, GENEVA, IL 60134-3077 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,802.00 (+15.83%) Homeowner's exemption | $84,053 (+8.57%) Land $18,037 Building $66,016 | $252,260 (+8.57%) Land $54,133 Building $198,127 |
| 2024 | $77,418 (+21.39%) Land $16,613 Building $60,805 | $232,347 (+21.44%) Land $49,859 Building $182,488 | |
| 2022 | $5,009.00 (+4.7%) Homeowner's exemption | $63,775 (+6.96%) Land $13,686 Building $50,089 | $191,325 (+6.96%) Land $41,058 Building $150,267 |
| 2021 | $4,784.00 Homeowner's exemption | $59,625 Land $12,795 Building $46,830 | $178,875 Land $38,385 Building $140,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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