55 N Gate Rd, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 55 N Gate Rd, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,598 sqft · built 1960
Lot Size	0.53 acres (23,086 sqft)
Owner	Trust Name on File
Last Sale	$670,000 (Aug 2012)
Tax Bill	$10,299 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`138-080-066-2`

Property Details

APN / Parcel Number

Primary APN	`138-080-066-2`
Alternative APN	`138-080-066`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,598 sqft Living Area
1st Floor Area	2,598 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Lot Area	23,086 sqft (0.53 acres)
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	55 N GATE RD
City	WALNUT CREEK
State	CA
Zip	94598-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL MAP 161 PG 12 PCL B
Legal Subdivision	SUBDIVISION MS 808-90
Legal Tract	161PM12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	338302

Owner

55 N Gate Rd is owner-occupied and held in a trust since October 2012.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	55 N GATE RD, WALNUT CREEK, CA 94598-4608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCKESSON EMPLOYEES FCU
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2012 · Amount on File
Deed Sale	Aug 1, 2012 · Amount on File
Prior Sale	Jul 19, 2002 · Amount on File
Deed Document Number	2012183334
Last Transfer Date	Oct 5, 2012
Transfer Doc	0000251863
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	55 N GATE RD, WALNUT CREEK, CA 94598-4608
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222591
Date	Dec 11, 2019
Instrument	2019-222591

Lender

Name	MCKESSON EMPLOYEES FCU
Type	Credit Union
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	55 N GATE RD, WALNUT CREEK, CA 94598-4608
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157351
Date	Jul 30, 2020
Instrument	2020-157351

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	55 N GATE RD, WALNUT CREEK, CA 94598-4608
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 N GATE RD, WALNUT CREEK, CA 94598-4608

Mortgage

Document Number	0000219263
Date	Sep 28, 2020
Instrument	2020-219263

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 30, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	17%
Index	Prime Rate
Margin	5
Max Rate	17%

Tax Assessment & Valuation

The 2025 property tax bill for 55 N Gate Rd was $10,299 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$874,641 (+2%) Land $690,823 Building $183,818
2025	$10,299.00 Homeowner's exemption	$857,492 Land $677,278 Building $180,214
2023	$9,896.00 (+0.89%) Homeowner's exemption	$824,197 Land $650,980 Building $173,217
2022	$9,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 N Gate Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2016)
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 N Gate Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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