Johnston County property record for 55 N Cousins Ct, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,056 sqft · built 2022 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,500 (Feb 2023) |
| Tax Bill | $2,790 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15M14038U |
| Primary APN | 15M14038U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,056 sqft Living Area |
| Gross Area | 4,124 sqft |
| 1st Floor Area | 1,318 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000257352 |
|---|---|
| Street Address | 55 N COUSINS CT |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-3369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 38 CHARLESTOWNE PH 3 95/122 |
| Legal Subdivision | PHASE 3 CHARLESTOWN SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | 38 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40600 |
55 N Cousins Ct is owned by two individuals who bought it in February 2023.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2649 SNAPDRAGON FALLS AVE, NORTH LAS VEGAS, NV 89081-5275 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Deed Document Number | 20235085 |
| Deed Book / Page | 6427 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Feb 24, 2023 |
| Property Address | 55 N COUSINS CT, SMITHFIELD, NC 27577-3369 |
| Document Number | 0000005085 |
| Book / Page | 6427 / 431 |
| Map Reference | MB 95 PG 122-124 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 2023005085 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | NOT AVAILABLE, MOREHEAD TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $843.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST # ST2ND, ST2ND, PENSACOLA, FL 32502-5696 |
| Name | Verified Name |
|---|---|
| Address | 55 N COUSINS COURT, SMITHFIELD, NC 27577-3369 |
| Document Number | 0000005086 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023005086 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2026 property tax bill for 55 N Cousins Ct was $2,790.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,790.00 | $446,530 Land $55,000 Building $391,530 | $446,530 Land $55,000 Building $391,530 |
| 2023 | $2,806.00 | $346,450 Land $30,000 Building $316,450 | $346,450 Land $30,000 Building $316,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 N Cousins Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 N Cousins Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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