55 Mountain Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 55 Mountain Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	3,255 sqft · built 1873
Lot Size	0.432 acres (18,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2000)
Tax Bill	$16,953 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00003-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00003-0000-00006`
Alternative APNs	`030000300006` `00000061`

Interior

Building Area	3,255 sqft Living Area

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Lot Area	18,825 sqft (0.432 acres)
Lot Dimensions	251 ft deep x 75 ft wide

Location & Zoning

Account Number	00000061
Street Address	55 MOUNTAIN AVE
City	CALDWELL
State	NJ
Zip	07006-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	75X251 IRR
Legal Block	3
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2000
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 MOUNTAIN AVE, CALDWELL, NJ 07006-5307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2000 · Amount on Record
Deed Sale	May 5, 2000 · Amount on Record
Deed Book / Page	5692 / 403
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 10, 2026
Property Address	55 MOUNTAIN AVE, CALDWELL, NJ 07006-5307
Document Number	0000052883
Instrument Date	Jul 24, 2026
Instrument	202652883
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MOUNTAIN AVE, CALDWELL, NJ 07006-5307

Mortgage

Document Number	0000052883,
Date	Aug 10, 2026
Instrument	202652883

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,500 (-) Land $262,400 Building $258,100	$520,500 (-) Land $262,400 Building $258,100
2025	$16,953.00 (+2.3%)	$520,500 (-) Land $262,400 Building $258,100	$520,500 (-) Land $262,400 Building $258,100
2024	$16,572.00 (+5.33%)
2023		$520,500 Land $262,400 Building $258,100	$520,500 Land $262,400 Building $258,100
2022	$15,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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