55 Monticello Ave, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 55 Monticello Ave, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,344 sqft · built 1970
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2026)
Tax Bill	$4,170 (2026)
Deeds & Mortgages	Apr 2026 Second Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08800 P:0041`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08800 P:0041`
Alternative APN	`88000041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	88000041
Street Address	55 MONTICELLO AVE
City	SPRINGFIELD
State	MA
Zip	01109-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4010
Census Tract	801601

Owner

55 Monticello Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 MONTICELLO AVE, SPRINGFIELD, MA 01109-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
Apr 28, 2026	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN NBRHD MORTGAGE ACCPTNC
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Sep 7, 1989 · Amount on File
Deed Document Number	202618352
Deed Book / Page	26308 / 377
Transfer Doc	1485000025
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 28, 2026
Property Address	55 MONTICELLO AVE, SPRINGFIELD, MA 01109-1411
Document Number	026308-396
Book / Page	26308 / 396
Instrument Date	Apr 28, 2026
Instrument	202618354
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MONTICELLO AVE, SPRINGFIELD, MA 01109-1411

Mortgage

Document Number	0000018354,
Date	Apr 28, 2026
Book Page	26308/396
Instrument	202618354

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 28, 2026
Property Address	55 MONTICELLO AVE, SPRINGFIELD, MA 01109-1411
Document Number	0000018352
Book / Page	26308 / 377
Instrument Date	Apr 18, 2026
Instrument	2026.18352
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 MONTICELLO AVE, SPRINGFIELD, MA 01109-1411

Mortgage

Date	Apr 28, 2026

Lender

Name	AMERICAN NBRHD MORTGAGE ACCPTNC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	55 MONTICELLO AVE, SPRINGFIELD, MA 01109-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22650-256
Date	May 3, 2019
Book Page	22650/256
Instrument	22726

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 55 Monticello Ave was $4,170, up 0.6% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,170.00 (+0.58%)	$269,700 (+2%) Land $50,900 Building $218,800	$304,345 (-1.43%)
2025	$4,146.00	$264,400 Land $50,900 Building $213,500	$308,750 (+11.34%)
2024			$277,305
2023	$3,633.00	$213,100 Land $48,400 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Monticello Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Monticello Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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