55 Montclair St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 55 Montclair St, Springfield, MA 01104

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,636 sqft · built 1920
Lot Size0.245 acres (10,672 sqft)
OwnerIndividual Name on Record
Last Sale$83,300 (Jul 1997)
Tax Bill$3,795 (2025)
Deeds & MortgagesNov 2023 Refinance
Flood ZoneZone X (minimal risk)
APNSPRI S:08785 P:0016

Property Details

APN / Parcel Number

Primary APNSPRI S:08785 P:0016
Alternative APN
  • 87850016

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,636 sqft Living Area
1st Floor Area783 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area10,672 sqft (0.245 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number87850016
Street Address55 MONTCLAIR ST
CitySPRINGFIELD
StateMA
Zip01104-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1003
Census Tract800300

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 MONTCLAIR ST, SPRINGFIELD, MA 01104-1307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 1997 · Amount on Record
Deed SaleJul 15, 1997 · Amount on Record
Deed Book / Page9930 / 21
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address55 MONTCLAIR ST, SPRINGFIELD, MA 01104-1307
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025227-115
DateNov 15, 2023
Book Page25227/115
Instrument54331
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,795.00 (+11.39%)$242,000 (+21.12%) Land $40,000 Building $202,000$297,350 (+1.92%)
2024$291,745
2023$3,407.00$199,800 Land $35,400 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Montclair St

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