55 Misty Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 55 Misty Harbor Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,714 sqft · built 2005
Lot Size	0.221 acres (9,622 sqft)
Owner	Individual Name on Record
Last Sale	$323,900 (Jun 2005)
Tax Bill	$6,151 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2615-48-03100`

Property Details

APN / Parcel Number

Primary APN	`2615-48-03100`
Alternative APN	`R314741`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,714 sqft Living Area
Gross Area	3,155 sqft
1st Floor Area	2,714 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,622 sqft (0.221 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	249 sqft
Deck Area	1,120 sqft
Patio Area	71 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	55 MISTY HARBOR DR
City	MONTGOMERY
State	TX
Zip	77356-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTWATER 48, BLOCK 2, LOT 25
Legal Subdivision	BENTWATER 48
Legal Block	2
Legal Lot Number	25
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1002
Census Tract	694304

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 MISTY HARBOR DR, MONTGOMERY, TX 77356-5233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2005 · Amount on Record
Deed Sale	Jun 30, 2005 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	200570058
Last Transfer Date	Oct 22, 2014
Transfer Doc	0000107656
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	55 MISTY HARBOR DR, MONTGOMERY, TX 77356-5233
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051907
Date	Apr 20, 2021
Instrument	2021051907

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,000 (+6.66%) Land $319,932 Building $443,068	$763,000 (-) Land $319,932 Building $443,068
2025	$6,151.00 (-14.01%) Homeowner's exemption Senior Citizen's exemption	$715,352 (+1%) Land $319,932 Building $443,068	$763,000 (-14.27%) Land $319,932 Building $443,068
2024	$7,153.00 (+22.95%) Homeowner's exemption Senior Citizen's exemption	$650,320 (+1%) Land $123,402 Building $766,598	$890,000 (+27.04%) Land $123,402 Building $766,598
2023	$5,818.00 Homeowner's exemption	$591,200 Land $123,400 Building $577,160	$700,560 Land $123,400 Building $577,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	7 (2017–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2025 · river or lake flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Fidium Fiber, Nextlink, Verizon.

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