55 Mill St SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 55 Mill St SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,258 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2018)
Tax Bill	$703 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E19X--282`

Property Details

APN / Parcel Number

Primary APN	`E19X--282`
Alternative APN	`42354`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,258 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	146 ft deep x 82 ft wide

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Patio Area	132 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	42354
Street Address	55 MILL ST SW
City	CAVE SPRING
State	GA
Zip	30124-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LT1 PB6-197 CITY OF CAVE SPRING
Legal Lot Number	1
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	3
Census Block	3025
Census Tract	2000

Owner

55 Mill St SW is owned and occupied by two individuals who bought it in October 2018.

Source: Floyd County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 MILL ST SW, CAVE SPRING, GA 30124-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Jun 24, 2004 · Amount on File
Deed Document Number	20183564
Deed Book / Page	2561 / 1268
Prior Transfer Date	Apr 22, 2004
Prior Transfer Doc	1867000218
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Oct 29, 2018
Property Address	55 MILL ST SW, CAVE SPRING, GA 30124-2606
Document Number	0025611268
Book / Page	002561 / 001268
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 MILL ST SW CAVE SPRING GA 301242606, CAVE SPRING, GA 30124-2606

Mortgage

Document Number	25611270
Date	Oct 29, 2018
Book Page	002561/001270

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 55 Mill St SW was $703 with a homeowner's exemption, down 39.1% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$703.00 (-39.13%) Homeowner's exemption
2025	$1,155.00 (-0.69%) Homeowner's exemption	$59,825 (+7.04%) Land $2,394 Building $57,431	$149,563 (+7.04%) Land $5,986 Building $143,577
2024	$1,163.00 (+73.07%) Homeowner's exemption	$55,891 (+3.47%) Land $2,165 Building $53,726	$139,728 (+3.47%) Land $5,412 Building $134,316
2023	$672.00 (-25.42%) Homeowner's exemption	$54,019 (+40.19%) Land $1,968 Building $52,051	$135,047 (+40.19%) Land $4,920 Building $130,127
2022	$901.00 Homeowner's exemption	$38,533 Land $1,640 Building $36,893	$96,332 Land $4,100 Building $92,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Mill St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Mill St SW is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE SPRING serves 4,248 people · EPA ID GA1150000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20