55 Mill Rd, Longmeadow, MA 01106 Property Records

Hampden County and Longmeadow Town property record for 55 Mill Rd, Longmeadow, MA 01106

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,214 sqft · built 1940
Lot Size0.769 acres (33,485 sqft)
OwnerIndividual Name on File
Last Sale$348,500 (Jul 2020)
Tax Bill$10,412 (2025)
Deeds & MortgagesJul 2026 Second Mortgage
Jul 2026 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNLONG M:0510 B:0015 L:0027

Property Details

APN / Parcel Number

Primary APNLONG M:0510 B:0015 L:0027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,214 sqft Living Area
Gross Area3,944 sqft
1st Floor Area1,296 sqft
Basement Area1,224 sqft
Unfinished Basement1,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,485 sqft (0.769 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address55 MILL RD
CityLONGMEADOW
StateMA
Zip01106-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA1
Legal SubdivisionLONGMEADOW
Legal Block15
Legal Lot Number27
JurisdictionLONGMEADOW MA
Township / Civil DivisionLONGMEADOW
Census Block Group2
Census Block2016
Census Tract813301

Owner

Source: Hampden County and Longmeadow Town records · APN LONG M:0510 B:0015 L:0027

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 MILL RD, LONGMEADOW, MA 01106-2335
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ENFIELD COMMUNITY FEDERAL CREDIT UNION
Jul 31, 2026Quit Claim Deed, Transfer · Stand-Alone Second Mortgage
ENFIELD COMMUNITY FEDERAL CREDIT UNION
Mar 30, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB
Jul 17, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2020 · Amount on Record
Deed SaleJul 17, 2020 · Amount on Record
Prior SaleMar 30, 2012 · Amount on Record
Deed Document Number202038597
Deed Book / Page23316 / 466
Last Transfer DateJul 20, 2026
Transfer Doc0000036413
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONGMEADOW MA
Recording DateJul 31, 2026
Property Address55 MILL RD, LONGMEADOW, MA 01106-2335
Document Number0000036415
Book / Page26445 / 194
Instrument DateJul 27, 2026
Instrument202636415
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 MILL RD, LONGMEADOW, MA 01106-2335

Mortgage

Document Number0000036415,
DateJul 31, 2026
Book Page26445/194
Instrument202636415
Lender
NameENFIELD COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate5.84%
Max Rate-1%

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLONGMEADOW MA
Recording DateJul 31, 2026
Property Address55 MILL RD, LONGMEADOW, MA 01106-2335
Document Number0000036413
Book / Page26445 / 184
Instrument DateJul 20, 2026
Instrument202636413
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 MILL RD, LONGMEADOW, MA 01106-2335

Mortgage

DateJul 31, 2026
Lender
NameENFIELD COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONGMEADOW MA
Property Address55 MILL RD, LONGMEADOW, MA 01106-2335
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024474-126
DateMar 30, 2022
Book Page24474/126
Instrument19163
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONGMEADOW MA
Recording DateJul 17, 2020
Property Address55 MILL RD, LONGMEADOW, MA 01106-2335
Document Number23316-466
Book / Page23316 / 466
Instrument DateJul 14, 2020
Instrument38597
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 MOON ST, ENFIELD, CT 06082-5109

Mortgage

Document Number38598
DateJul 17, 2020
Instrument38598
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Longmeadow Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLongmeadow Town
Unified School DistrictLongmeadow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,412.00 (+2.13%)$493,000 (-) Land $179,900 Building $313,100$759,145 (+47.54%)
2024$10,195.00 (+3.16%)$493,000 (+14.33%) Land $179,900 Building $313,100$514,520
2023$9,883.00$431,200 Land $164,300 Building $266,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (1982–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Based on FCC filings for 188 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLONGMEADOW WATER DEPT
serves 15,853 people
Water SourcePurchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2020
Total trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNo certified operator
Jul 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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