55 Mill Glen Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 55 Mill Glen Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,176 sqft · built 1965
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$612,500 (Jun 2020)
Tax Bill	$14,483 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`63-00915-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`63-00915-0000-00037`
Alternative APNs	`630091500037` `098500`

Interior

Stories	2 Stories
Building Area	3,176 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	098500
Street Address	55 MILL GLEN RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	MILLGLEN
Legal Block	915
Legal Lot Number	37
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1008
Census Tract	53201

Owner

55 Mill Glen Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLASSIC MORTGAGE LLC
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage CLASSIC MORTGAGE LLC
Aug 11, 2017	Deed of Trust, Mortgage · ARM HIWAY FCU
Jun 24, 2020	Deed, Transfer · FHA Mortgage CLASSIC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Oct 27, 2015 · Amount on File
Deed Document Number	202061473
Deed Book / Page	3632 / 643
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	55 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047891163
Date	Aug 29, 2022
Book Page	4789/1163
Instrument	2022085518

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	55 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045450297
Date	Jan 20, 2022
Book Page	4545/297
Instrument	2022008568

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company
Address	MAYWOOD, NJ 07607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	55 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041160971
Date	Apr 30, 2021
Book Page	4116/971
Instrument	2021068047

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company
Address	MAYWOOD, NJ 07607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	55 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026912051
Date	Aug 11, 2017
Book Page	02691/2051
Instrument	17-060350

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	14%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 24, 2020
Property Address	55 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729
Document Number	0036320643
Book / Page	3632 / 643
Instrument Date	Jun 11, 2020
Instrument	20-061473
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,317.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 MILL GLEN RD, 55, UPPER SADDLE RIVER, NJ 07458-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MILL GLEN RD, UPPER SADDLE RIVER, NJ 07458-1729

Mortgage

Document Number	20061474
Date	Jun 24, 2020
Instrument	20-061474

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Mill Glen Rd was $14,483, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,200 (-) Land $354,400 Building $204,800	$559,200 (-) Land $354,400 Building $204,800
2025	$14,483.00 (+1.73%)	$559,200 Land $354,400 Building $204,800	$559,200 Land $354,400 Building $204,800
2024	$14,237.00
2023		$559,200 Land $354,400 Building $204,800	$559,200 Land $354,400 Building $204,800
2022	$13,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Mill Glen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Mill Glen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Glen Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures