55 Mill Creek Cv, Ward, AR 72176 Property Records

Lonoke County property record for 55 Mill Creek Cv, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,055 sqft · built 2000
Lot Size	3.18 acres (138,592 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,450 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390-50006-000`

Property Details

APN / Parcel Number

Primary APN	`390-50006-000`
Alternative APN	`21037`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,055 sqft Living Area
Gross Area	4,980 sqft
1st Floor Area	2,408 sqft
Upper Floors Area	1,647 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	138,592 sqft (3.18 acres)
Garage Type	Attached
Garage Area	925 sqft
Driveway	Concrete Driveway
Driveway Area	2,745 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	120 sqft
Porch	Open Porch
Porch Area	794 sqft
Deck Area	384 sqft
Patio Area	564 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21037
Street Address	55 MILL CREEK CV
City	WARD
State	AR
Zip	72176-8590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	10
Legal Subdivision	SHADY GROVE II
Legal Block	2
Legal Lot Number	6
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	2
Census Block	2028
Census Tract	20102

Owner

55 Mill Creek Cv is owned and occupied by two individuals who acquired it in January 2006.

Source: Lonoke County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	55 MILL CREEK CV, WARD, AR 72176-8590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2006
Deed Sale	Jan 31, 2006
Prior Sale	Jun 12, 1998 · Amount on File
Deed Document Number	200601377
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	55 MILL CREEK CV, WARD, AR 72176-8590
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013079
Date	Oct 1, 2021
Book Page	2021/13079
Instrument	2021-13079

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	55 MILL CREEK CV, WARD, AR 72176-8590
Document Number	0000002532
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 MILL CREEK CV WARD AR 721768590, WARD, AR 72176-8590

Mortgage

Document Number	0000002532
Date	Mar 11, 2020
Instrument	2532

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 10, 2030

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,060 Land $7,200 Building $78,860	$430,300 Land $36,000 Building $394,300
2024	$3,450.00 (-2.13%)
2023	$3,525.00 Homeowner's exemption	$86,060 Land $7,200 Building $78,860	$430,300 Land $36,000 Building $394,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Mill Creek Cv in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Mill Creek Cv is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONOKE WHITE PUBLIC WATER AUTHORITY serves 0 people · EPA ID AR0001076
Water Source	Surface water
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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