55 Middlefield Dr, Warwick, RI 02889 Property Records

Warwick City property record for 55 Middlefield Dr, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1961
Lot Size	0.285 acres (12,401 sqft)
Owner	Individual Name on File
Last Sale	$136,500 (Oct 2013)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Jul 2023 Refinance Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31802040000`

Property Details

APN / Parcel Number

Primary APN	`31802040000`
Alternative APNs	`WARW M:318 B:0204 L:0000` `138031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,401 sqft (0.285 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	138031
Street Address	55 MIDDLEFIELD DR
City	WARWICK
State	RI
Zip	02889-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	204
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2009
Census Tract	21402

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 MIDDLEFIELD DR, WARWICK, RI 02889-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WAVE FEDERAL CREDIT UNION
Apr 18, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WAVE FEDERAL CREDIT UNION
Feb 14, 2017	Deed of Trust, Mortgage COASTWAY COMMERCIAL BANK
Sep 12, 2017	Deed of Trust, Mortgage COASTWAY COMMERCIAL BANK
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WAVE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 1, 2013 · Amount on Record
Deed Sale	Oct 1, 2013 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Book / Page	8058 / 246
Last Transfer Date	Apr 8, 2022
Transfer Doc	0010121-25
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	55 MIDDLEFIELD DR, WARWICK, RI 02889-1919
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010351-202
Date	Jul 12, 2023
Book Page	10351/202
Instrument	7117

Lender

Name	WAVE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 18, 2022
Property Address	55 MIDDLEFIELD DR, WARWICK, RI 02889-1919
Document Number	0010121-24
Book / Page	10121 / 24
Instrument Date	Apr 8, 2022
Instrument	5738
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MIDDLEFIELD DR, WARWICK, RI 02889-1919

Mortgage

Document Number	0010121-25
Date	Apr 18, 2022
Book Page	10121/25
Instrument	5739

Lender

Name	WAVE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	55 MIDDLEFIELD DR, WARWICK, RI 02889-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8761-155
Date	Feb 14, 2017
Book Page	8761/155
Instrument	2099

Lender

Name	COASTWAY COMMERCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	55 MIDDLEFIELD DR, WARWICK, RI 02889-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8897-310
Date	Sep 12, 2017
Book Page	8897/310
Instrument	13452

Lender

Name	COASTWAY COMMERCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	55 MIDDLEFIELD DR, WARWICK, RI 02889-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9591-95
Date	Aug 26, 2020
Book Page	9591/95
Instrument	12228

Lender

Name	WAVE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (+4.25%)	$336,400 (+16.48%) Land $113,900 Building $222,500
2024			$299,155
2023	$4,098.00 (+8.76%)	$288,800 (+43.54%) Land $99,000 Building $189,800
2022	$3,768.00	$201,200 Land $58,500 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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