1. Home
  2. North Carolina
  3. Buncombe County
  4. Black Mountain
  5. Middle Mountain Rd

55 Middle Mountain Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 55 Middle Mountain Rd, Black Mountain, NC 28711 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 2007
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on File
Last Sale$77,000 (Oct 2005)
Tax Bill$2,756 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2019 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN688302-2020-202

Property Details

APN / Parcel Number

Primary APN688302-2020-202
Alternative APNs
  • 0700-98-8293-00000
  • 070002988136000
  • 008159017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,700 sqft Living Area
1st Floor Area1,018 sqft
Utility Area96 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRustic
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area100,188 sqft (2.3 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar
SewerConnected

Location & Zoning

Account Number688302-2020-202
Street Address55 MIDDLE MOUNTAIN RD
CityBLACK MOUNTAIN
StateNC
Zip28711-9106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIV: THADDEUS BURNETTE HEIRS LOT: 1 PLAT: 0098-0093
Legal SubdivisionTHADDEUS BURNETTE HEIRS
Legal Block1
Legal Lot Number1
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1004
Census Tract3106

Owner

Source: Buncombe County records · APN 688302-2020-202

Assessment roll updated September 22, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 MIDDLE MOUNTAIN RD, BLACK MOUNTAIN, NC 28711-9106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMIERCA NA
Dec 17, 2019Intrafamily Transfer, Transfer · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2005 · Amount on Record
Deed SaleOct 05, 2005 · Amount on Record
Deed Book / Page4117 / 790
Last Transfer DateDec 12, 2019
Transfer Doc0058441660
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Recording DateApr 20, 2026
Property Address55 MIDDLE MOUNTAIN RD, BLACK MOUNTAIN, NC 28711-9106
Document Number6585000373
Book / Page6585 / 373
Instrument DateApr 16, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 MIDDLE MOUNTAIN RD, BLACK MOUNTAIN, NC 28711-9106

Mortgage

Document Number6585000373,
DateApr 20, 2026
Book Page6585/373
Lender
NameBANK OF AMIERCA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateDec 17, 2019
Property Address55 MIDDLE MOUNTAIN RD, BLACK MOUNTAIN, NC 28711-9106
Document Number0058441660
Book / Page5844 / 1660
Map ReferenceMB 98 PG 93
Instrument DateDec 12, 2019
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 MIDDLE MOUNTAIN RD, BLACK MOUNTAIN, NC 28711-9106

Mortgage

Document Number58441665
DateDec 17, 2019
Instrument5844/1665
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.17%
Type Change DateJan 01, 2021
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,756.00 (+4.63%)$421,800 (-) Land $59,300 Building $362,500$421,800 (-) Land $59,300 Building $362,500
2024$2,634.00 (+3.25%)
2023$2,551.00$421,800$421,800 (-) Land $74,300 Building $347,500
2021$421,800 Land $59,300 Building $362,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210031061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
Nearby Flood Claims11 (2004–2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 9 claims

Wildfire

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire LikelihoodAbout 1 in 667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

Nearby Properties on Middle Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures