55 Michelle Dr, Buffalo, NY 14218 Property Records

Erie County and Lackawanna City property record for 55 Michelle Dr, Buffalo, NY 14218

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1990
Lot Size	0.169 acres (7,332 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2014)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140900 142.19-7-30`

Property Details

APN / Parcel Number

Primary APN	`140900 142.19-7-30`
Alternative APNs	`1409001421900005073000` `3415`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,218 sqft Living Area
1st Floor Area	610 sqft
2nd Floor Area	608 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,332 sqft (0.169 acres)
Lot Dimensions	141 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3415
Street Address	55 MICHELLE DR
City	BUFFALO
State	NY
Zip	14218-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	7
Legal Lot Number	30.000
Jurisdiction	ERIE NY
Township / Civil Division	LACKAWANNA
Census Block Group	2
Census Block	2000
Census Tract	16200

Owner

55 Michelle Dr is owned and occupied by an individual who bought it in February 2014.

Source: Erie County and Lackawanna City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	55 MICHELLE DR, BUFFALO, NY 14218-3253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2014 · Amount on File
Deed Sale	Feb 21, 2014 · Amount on File
Prior Sale	Jan 26, 2005 · Amount on File
Deed Document Number	201435835
Deed Book / Page	11260 / 7830
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 MICHELLE DR, BUFFALO, NY 14218-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MICHELLE DR, BUFFALO, NY 14218-3253

Mortgage

Document Number	0139689776
Date	Dec 7, 2020
Book Page	13968/9776
Instrument	2020209968

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14218

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 55 Michelle Dr was $3,302 with a homeowner's exemption.

Source: Erie County and Lackawanna City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Lackawanna City
Unified School District	Lackawanna City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00 Homeowner's exemption
2025		$142,000 Land $19,600 Building $122,400	$221,875 Land $30,625 Building $191,250
2023	Homeowner's exemption	$142,000 (-) Land $19,600 Building $122,400	$179,700 (+13.88%) Land $24,804 Building $154,896
2022		$142,000 Land $19,600 Building $122,400	$157,800 Land $21,781 Building $136,019
2021	$1,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Michelle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Aug 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Michelle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20