55 Merchant St, Cincinnati, OH 45246 Property Records

Hamilton County property record for 55 Merchant St, Cincinnati, OH 45246

Property Summary

Property Type	Multi-Story Office Building
Details	242,360 sqft · built 1985
Lot Size	9.04 acres (393,782 sqft)
Owner	Company Name on File
Last Sale	$8,750,000 (Dec 2020)
Tax Bill	$204,881 (2025)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`599-0043-0054-00`

Property Details

APN / Parcel Number

Primary APN	`599-0043-0054-00`

Interior

Stories	4 Stories
Building Area	242,360 sqft

Exterior

Year Built	Built 1985
Lot Area	393,782 sqft (9.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	55 MERCHANT ST
City	CINCINNATI
State	OH
Zip	45246-3771
Property Category	Commercial
Property Type	Commercial > Office > Multi-Story Office Building
Legal Description	SS MERCHANT ST 9.0378 AC R1-T3-S12 LOTS IN GLEN LANDING BLK A-TRACT ADJ
Legal Range	01
Legal Township	03
Legal Section	12
Legal Subdivision	GLEN LANDING
Legal Block	A
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGDALE
Census Block Group	2
Census Block	2033
Census Tract	22301

Owner

55 Merchant St, a commercial property, is owned by a company that bought it in December 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	1105 SCHROCK RD STE 204, 204, COLUMBUS, OH 43229-1174
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Feb 12, 2014
Deed Document Number	0000131433
Deed Book / Page	14314 / 4408
Record Updated	Jun 8, 2026

December 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 14, 2020
Property Address	55 MERCHANT ST, CINCINNATI, OH 45246-3771
Document Number	0000131433
Book / Page	14314 / 4408
Instrument Date	Nov 11, 2020
Instrument	2020-0131433
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	REPUBLIC TITLE OF TEXAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SCHROCK RD STE 204, 204, COLUMBUS, OH 43229-1174

Mortgage

Document Number	0000131434
Date	Dec 14, 2020
Instrument	2020-0131434

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 55 Merchant St was $204,881, up 8.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Springdale City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$204,881.00 (+8.2%)	$2,677,500 (-) Land $626,938 Building $2,050,562
2024	$189,361.00 (-10.88%)	$2,677,500 (-12.57%) Land $626,937 Building $2,050,563
2023	$212,489.00 (-8.85%)	$3,062,499 (%) Land $626,937 Building $2,435,562	$7,650,000 Land $1,791,250 Building $5,858,750
2022	$233,123.00	$3,062,500 Land $717,458 Building $2,345,042
2020			$8,750,000 Land $2,049,880 Building $6,700,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Merchant St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2001)
Most Recent Claim	Jul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Merchant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20