Buncombe County property record for 55 Memory Ln, Asheville, NC 28805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,560 sqft · built 1961 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $388,500 (May 2019) |
| Tax Bill | $3,397 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9668-09-6706-00000 |
| Primary APN | 9668-09-6706-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 150 sqft |
| Unfinished Basement | 630 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 14,375 sqft (0.33 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 960 sqft |
| Patio Area | 1,060 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 966805095730000 |
|---|---|
| Street Address | 55 MEMORY LN |
| City | ASHEVILLE |
| State | NC |
| Zip | 28805-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:05/14/2019 DEED |
| Legal Description | DEED DATE:05/14/2019 DEED:5769-1681 SUBDIV:PARKWAY KNOLLS LOT:2 PLAT:0030-0095 |
| Legal Subdivision | PARKWAY KNOLLS |
| Legal Lot Number | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1802 |
55 Memory Ln is owned by an individual who bought it in May 2019.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3809 33RD ST, MOUNT RAINIER, MD 20712-2021 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| May 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on File |
| Deed Sale | May 14, 2019 · Amount on File |
| Prior Sale | Mar 21, 2014 · Amount on File |
| Deed Document Number | 0057691681 |
| Deed Book / Page | 5769 / 1681 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 55 MEMORY LN, ASHEVILLE, NC 28805-1510 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0060841354 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 6084/1354 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 14, 2019 |
| Property Address | 55 MEMORY LN, ASHEVILLE, NC 28805-1510 |
| Document Number | 0057691681 |
| Book / Page | 5769 / 1681 |
| Map Reference | MB 30 PG 95 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2015, ASHEVILLE, NC 28802-2015 |
| Name | Verified Name |
|---|---|
| Address | 55 MEMORY LN, ASHEVILLE, NC 28805-1510 |
| Document Number | 57691685 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 5769/1685 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 55 Memory Ln was $3,397.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,397.00 | $343,700 | |
| 2023 | $3,096.00 | $343,700 | $343,700 Land $46,600 Building $297,100 |
| 2021 | $343,700 Land $46,600 Building $297,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Memory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Memory Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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