Meade County property record for 55 Melissa Dr, Ekron, KY 40117
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $115,000 (Dec 2016) |
| Tax Bill | $955 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2025 Second Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 137-00-00-194 |
| Primary APN | 137-00-00-194 |
|---|---|
| Alternative APNs |
|
| Account Number | 017399 |
|---|---|
| Street Address | 55 MELISSA DR |
| City | EKRON |
| State | KY |
| Zip | 40117-8561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEDLEY FARM 94 (1+AC)&HSE(M07RE) |
| Jurisdiction | MEADE KY |
| Township / Civil Division | FLAHERTY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970301 |
55 Melissa Dr is owned and occupied by an individual who bought it in December 2016.
Source: Meade County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 55 MELISSA DR, EKRON, KY 40117-8561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 27, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2016 · Amount on File |
| Deed Sale | Dec 22, 2016 · Amount on File |
| Deed Document Number | 224038 |
| Deed Book / Page | 643 / 089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE KY |
| Property Address | 55 MELISSA DR, EKRON, KY 40117-8561 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 000844/457 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 844/457 |
| Instrument | 228612 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE KY |
| Property Address | 55 MELISSA DR, EKRON, KY 40117-8561 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M1159/120 |
|---|---|
| Date | Jan 27, 2025 |
| Book Page | M1159/120 |
| Instrument | 307136 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 55 Melissa Dr was $955 with an additional exemption.
Source: Meade County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Meade County |
| Unified School District | Meade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $955.00 Additional exemption filed | $133,100 (-) | $133,100 (-) |
| 2024 | $955.00 (+18.78%) Additional exemption filed | $133,100 (+15.74%) | $133,100 (+15.74%) |
| 2023 | $804.00 (-7.9%) Additional exemption filed | $115,000 (-) | $115,000 (-) |
| 2022 | $873.00 Additional exemption filed | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Melissa Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Melissa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEADE COUNTY WATER DISTRICT serves 33,313 people · EPA ID KY0820369 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Feb 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
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