55 Mechanic St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 55 Mechanic St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1971
Lot Size	0.704 acres (30,661 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Jun 2026)
Tax Bill	$9,001 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2024 Mortgage + 2 more
APN	`26D000015`

Property Details

APN / Parcel Number

Primary APN	`26D000015`
Alternative APN	`AMHE M:0026D B:0000 L:0015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	3,144 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,661 sqft (0.704 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	26D000015
Street Address	55 MECHANIC ST
City	AMHERST
State	MA
Zip	01002-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	F BRAINARD & DOROTHY M LYMAN
Legal Lot Number	15
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2022
Census Tract	820801

Owner

55 Mechanic St is owned by an individual who bought it in June 2026.

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	62 JAMAICA ST, 3, JAMAICA PLAIN, MA 02130-3886
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLESBANK
Jan 11, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Jan 10, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	202610194
Deed Book / Page	15762 / 68
Prior Transfer Date	Dec 11, 2023
Prior Transfer Doc	015048-111
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Jun 29, 2026
Property Address	55 MECHANIC ST, AMHERST, MA 01002-3008
Document Number	0000010194
Book / Page	15762 / 68
Instrument Date	Jun 25, 2026
Instrument	202610194
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 JAMAICA ST, 3, JAMAICA PLAIN, MA 02130-3886

Mortgage

Date	Jun 29, 2026

Lender

Name	PEOPLESBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2036
Index	Other
Margin	3
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	55 MECHANIC ST, AMHERST, MA 01002-3008
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015048-288
Date	Jan 11, 2024
Book Page	15048/288
Instrument	501

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2043

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Jan 10, 2024
Property Address	55 MECHANIC ST, AMHERST, MA 01002-3008
Document Number	015048-111
Book / Page	15048 / 111
Instrument Date	Dec 11, 2023
Instrument	450
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 MECHANIC ST, AMHERST, MA 01002-3008

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Aug 31, 2021
Property Address	55 MECHANIC ST, AMHERST, MA 01002-3008
Document Number	14248-1
Book / Page	14248 / 1
Instrument Date	Aug 31, 2021
Instrument	21725
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 MECHANIC ST, AMHERST, MA 01002-3008

Mortgage

Document Number	21726
Date	Aug 31, 2021
Instrument	21726

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 55 Mechanic St was $9,001, up 9,901.1% from the year before.

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,001.00 (+9,901.11%)	$532,300 (+5.16%) Land $183,200 Building $349,100	$584,579 (+15.21%)
2025	$90.00 (-98.98%)	$506,200 (+5.77%) Land $168,100 Building $338,100	$507,395
2024	$8,859.00 (+5.01%)	$478,600 (+14.03%) Land $158,700 Building $319,900
2023	$8,436.00	$419,700 Land $144,200 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 55 Mechanic St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Mechanic St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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