Bergen County and Lodi Borough property record for 55 McKinley Ave, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,991 sqft · built 1939 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $577,000 (Feb 2021) |
| Tax Bill | $13,431 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00041-0000-00027 |
| Primary APN | 31-00041-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,991 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 083400 |
|---|---|
| Street Address | 55 MCKINLEY AVE |
| City | LODI |
| State | NJ |
| Zip | 07644-2920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 75X100 |
| Legal Subdivision | HASBROUCK TERRACE |
| Legal Block | 41 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30401 |
55 McKinley Ave is owned and occupied by an individual who bought it in February 2021.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 MCKINLEY AVE, LODI, NJ 07644-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 26, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Prior Sale | May 2, 2008 · Amount on File |
| Deed Document Number | 202126213 |
| Deed Book / Page | 3979 / 1680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 55 MCKINLEY AVE, LODI, NJ 07644-2920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025381552 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 02538/1552 |
| Instrument | 17-015560 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 26, 2021 |
| Property Address | 55 MCKINLEY AVE, LODI, NJ 07644-2920 |
| Document Number | 0039791680 |
| Book / Page | 3979 / 1680 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021026213 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,941.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 HEBBERD AVE, 172, PARAMUS, NJ 07652-4452 |
| Name | Verified Name |
|---|---|
| Address | 55 MCKINLEY AVE, LODI, NJ 07644-2920 |
| Document Number | 2021026214 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021026214 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 55 McKinley Ave was $13,431, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,400 (-) Land $177,500 Building $201,900 | $379,400 (-) Land $177,500 Building $201,900 | |
| 2025 | $13,431.00 (+5.61%) | $379,400 Land $177,500 Building $201,900 | $379,400 Land $177,500 Building $201,900 |
| 2024 | $12,717.00 | ||
| 2023 | $379,400 Land $177,500 Building $201,900 | $379,400 Land $177,500 Building $201,900 | |
| 2022 | $12,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 McKinley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 55 McKinley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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