55 Massachusetts Ave, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 55 Massachusetts Ave, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,322 sqft · built 1910
Lot Size	0.149 acres (6,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Jul 2026)
Tax Bill	$4,862 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08350 P:0063`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08350 P:0063`
Alternative APN	`83500063`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,322 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	6,469 sqft (0.149 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	83500063
Street Address	55 MASSACHUSETTS AVE
City	SPRINGFIELD
State	MA
Zip	01109-3236
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	801700

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 BEECH ST, HOLYOKE, MA 01040-4054
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer · FHA Mortgage BANKERS
Apr 9, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RUBY LENDING LLC
Feb 26, 2025	Foreclosure · Stand-Alone First Mortgage MARIA P GONCALVES
Sep 8, 2022	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Apr 9, 2025 · Amount on Record
Deed Document Number	202635753
Deed Book / Page	26439 / 459
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 29, 2026
Property Address	55 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3236
Document Number	0000035753
Book / Page	26439 / 459
Instrument Date	Jul 23, 2026
Instrument	202635753
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 BEECH ST, HOLYOKE, MA 01040-4054

Mortgage

Date	Jul 29, 2026

Lender

Name	BANKERS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 9, 2025
Property Address	55 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3236
Document Number	025821-163
Book / Page	25821 / 163
Instrument Date	Apr 9, 2025
Instrument	15417
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 POSNER CIR, LUDLOW, MA 01056-3246

Mortgage

Document Number	0000015418
Date	Apr 9, 2025
Instrument	15418

Lender

Name	RUBY LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	025821-175
Date	Apr 9, 2025
Book Page	25821/175
Instrument	15423

Lender

Name	RUBY LENDING LLC

Agreement

Amount	Amount Recorded
Term	13 Months
Due	May 1, 2026

February 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 26, 2025
Property Address	55 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3236
Document Number	025770-238
Book / Page	25770 / 238
Instrument Date	Feb 25, 2025
Instrument	8442
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 RACE ST, HOLYOKE, MA 01040-5613

Mortgage

Document Number	0000008445
Date	Feb 26, 2025
Instrument	8445

Lender

Name	MARIA P GONCALVES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 8, 2022
Property Address	55 MASSACHUSETTS AVE, SPRINGFIELD, MA 01109-3236
Document Number	024716-304
Book / Page	24716 / 304
Instrument Date	Sep 2, 2022
Instrument	54332
Transaction Type	Foreclosure
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,862.00 (+0.83%)	$314,500 (+2.28%) Land $49,900 Building $264,600	$383,884
2025	$4,822.00 (+21.74%)	$307,500 (+32.37%) Land $31,200 Building $276,300
2023	$3,961.00	$232,300 Land $28,400 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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