55 Maple St, Lovely, KY 41231 Property Records

Martin County property record for 55 Maple St, Lovely, KY 41231

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 2013
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$525 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`053-03-06-008.00`

Property Details

APN / Parcel Number

Primary APN	`053-03-06-008.00`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2013
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 60 ft wide
View / Lot	Flood Plain/Flood Zone

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	55 MAPLE ST
City	LOVELY
State	KY
Zip	41231-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 ACRE & IMP
Jurisdiction	MARTIN KY
Township / Civil Division	WARFIELD
Census Block Group	3
Census Block	3030
Census Tract	950100

Owner

55 Maple St is owned and occupied by an individual who acquired it in July 2011.

Source: Martin County records, as of February 11, 2026

Owner of Record	Individual Name on File
Mailing Address	55 MAPLE ST, LOVELY, KY 41231-7807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2011
Deed Sale	Jul 11, 2011
Deed Document Number	70092
Deed Book / Page	177 / 556
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN KY
Property Address	55 MAPLE ST, LOVELY, KY 41231-7807
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MAPLE ST, LOVELY, KY 41231-7807

Mortgage

Document Number	00M171/144
Date	Nov 25, 2025
Book Page	M171/144
Instrument	103654

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 55 Maple St was $525 with a disabled person's exemption.

Source: Martin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$525.00 Disabled Person's exemption	$80,000 Land $5,000 Building $75,000	$80,000 Land $5,000 Building $75,000
2023	$560.00 Disabled Person's exemption	$80,000 Land $5,000 Building $75,000	$80,000 Land $5,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Maple St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	81 (1978–2025)
Claims Outside the SFHA	12 of 81
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 25 claims Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 6 claims Severe Winter Ice And Snow Storms, Heavy Rain, Flooding, Tornadoes, And Mud And, Feb 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Maple St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 87% of West Virginia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30