55 Maple St, Farmingdale, ME 04344 Property Records

Kennebec County and Gardiner City property record for 55 Maple St, Farmingdale, ME 04344

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Nov 2025)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FARE M:19 L:032`

Property Details

APN / Parcel Number

Primary APN	`FARE M:19 L:032`
Alternative APNs	`M:19 L:32` `27`

Exterior

Architectural Style	Multi-Family
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	27
Street Address	55 MAPLE ST
City	FARMINGDALE
State	ME
Zip	04344-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	32
Jurisdiction	FARMINGDALE ME
Township / Civil Division	GARDINER
Census Block Group	2
Census Block	2016
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 Maple St is owned by two individuals who bought it in November 2025.

Source: Kennebec County and Gardiner City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 TOMMY ST, TRAILE, WEST GARDINER, ME 04345-3437
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2024	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Nov 12, 2025	Warranty Deed, Transfer GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Deed Document Number	202525350
Deed Book / Page	15553 / 200
Prior Transfer Date	Nov 6, 2024
Prior Transfer Doc	2024024753
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARMINGDALE ME
Property Address	55 MAPLE ST, FARMINGDALE, ME 04344-4800
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024018111
Date	Aug 29, 2024
Book Page	15145/21
Instrument	2024018111

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FARMINGDALE ME
Recording Date	Nov 12, 2025
Property Address	55 MAPLE ST, FARMINGDALE, ME 04344-4800
Document Number	2025025350
Book / Page	15553 / 200
Instrument Date	Nov 7, 2025
Instrument	2025025350
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 TOMMY ST # TRAILE, TRAILE, WEST GARDINER, ME 04345-3437

Mortgage

Document Number	2025025351
Date	Nov 12, 2025
Instrument	2025025351

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 55 Maple St was $3,083, up 1.5% from the year before.

Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,083.00 (+1.48%)	$132,600 (+4.74%) Land $14,300 Building $118,300
2024	$3,038.00 (+7.62%)	$126,600 (-) Land $14,300 Building $112,300
2023	$2,823.00 (+8.79%)	$126,600 (-) Land $14,300 Building $112,300
2022	$2,595.00	$126,600 Land $14,300 Building $112,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Maple St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2003)
Most Recent Claim	Dec 2003 · Severe Storms, Flooding, Snow Melt And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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