Charleston County property record for 55 Maple St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,031 sqft · built 1935 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $907,000 (Aug 2025) |
| Tax Bill | $9,433 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Feb 2021 Sale + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 463-12-01-101 |
| Primary APN | 463-12-01-101 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,031 sqft Living Area |
| Gross Area | 4,062 sqft |
| 1st Floor Area | 1,094 sqft |
| Upper Floors Area | 937 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 154 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Street Address | 55 MAPLE ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -55 MAPLE ST DESCRIPTION -LT 89 |
| Legal Subdivision | 55 MAPLE ST |
| Legal Lot Number | 89 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1500 |
Source: Charleston County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JOSEPH F COCHRAN ETAL |
| Feb 26, 2021 | Deed, Transfer |
| Feb 26, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 25, 2019 | Deed of Trust, Mortgage LIMA ONE CAP |
| Dec 21, 2018 | Trustee's Deed, Construction Loan · Line of Credit CCP-MAPLE LLC |
| Aug 31, 2017 | Trustee's Deed, Construction Loan · Line of Credit LIMA ONE CAP |
| Jun 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2017 | Grant Deed, Transfer · Conventional with PMI LENDINGHOME FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2021 · Amount on Record |
| Deed Book / Page | 1329 / 687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011920696 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 1192/696 |
| Name | JOSEPH F COCHRAN ETAL |
|---|---|
| Type | Private Party |
| Address | 413 CIRCLE DR, TOWNVILLE, SC 29689 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 20, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 26, 2021 |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Document Number | 09640236 |
| Book / Page | 964 / 236 |
| Map Reference | MB C PG 88 |
| Instrument Date | Feb 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 399 FERN HOUSE WALK, MT PLEASANT, SC 29464-7825 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 26, 2021 |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Document Number | 09640234 |
| Book / Page | 964 / 234 |
| Map Reference | MB C PG 88 |
| Instrument Date | Feb 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 339 FERN HOUSE WALK, MOUNT PLEASANT, SC 29464-7803 |
| Document Number | 964235 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 964/235 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Document Number | 0844/0151 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 119 DRAKE ST CHARLESTON SC 294035797, CHARLESTON, SC 29403-5797 |
| Document Number | 0844/0151 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 000844/000151 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 21, 2018 |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Book / Page | 000768 / 000010 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 55 MAPLE ST CHARLESTON SC 294033445, CHARLESTON, SC 29403-3445 |
| Document Number | 0768/0010 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 000768/000010 |
| Name | CCP-MAPLE LLC |
|---|---|
| Address | 1007 JOHNNIE DODDS BLVD # 124, MOUNT PLEASANT, SC 29464-6123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 20, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 31, 2017 |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Book / Page | 000663 / 000509 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 119 DRAKE ST CHARLESTON SC 294035797, CHARLESTON, SC 29403-5797 |
| Document Number | 0663/0509 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 000663/000509 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 27, 2017 |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Document Number | 0648/0220 |
| Book / Page | 000648 / 000220 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 21058 CHARLESTON SC 294131058, CHARLESTON, SC 29413-1058 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 27, 2017 |
| Property Address | 55 MAPLE ST, CHARLESTON, SC 29403-3445 |
| Document Number | 0626/0092 |
| Book / Page | 000626 / 000092 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 307 CHARLESTON BLVD ISLE OF PALMS SC 294512126, ISLE OF PALMS, SC 29451-2126 |
| Document Number | 626/0094 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 000626/000094 |
| Name | LENDINGHOME FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,433.00 (+11.19%) | $563,385 (+1,816.93%) Land $312,484 Building $250,901 | $967,600 (+48.13%) Land $416,400 Building $551,200 |
| 2024 | $8,484.00 (+7.95%) | $29,390 (-) | |
| 2022 | $7,859.00 | $29,390 | $653,200 (-) Land $362,300 Building $290,900 |
| 2020 | $653,200 Land $362,300 Building $290,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 34 (1989–2020) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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