State of Hawaii and Hawaii County property record for 55 Malama Pl, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 1,280 sqft · built 1949 |
| Lot Size | 0.486 acres (21,172 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $258 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-012-022 |
| Primary APN | 3-2-5-012-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,172 sqft (0.486 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Street Address | 55 MALAMA PL |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | 21172 SF POR GR 4486 PONAHAWAI HMSTDS |
| Legal Subdivision | PONAHAWAI HOMESTEADS-KAUMANA |
| Legal Lot Number | 12 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20802 |
55 Malama Pl is owner-occupied and held in a trust since February 2007.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 55 MALAMA PL, HILO, HI 96720-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2007 |
| Transfer Doc | 2007024583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 55 MALAMA PL, HILO, HI 96720-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0A83210302 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | A-83210302 |
| Name | HFS FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 55 Malama Pl was $258 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,100 (+3.02%) Land $66,000 Building $125,100 | $406,800 (-) Land $209,900 Building $196,900 | |
| 2025 | $258.00 | $185,500 (+3%) Land $66,000 Building $119,500 | $406,800 (+3.01%) Land $209,900 Building $196,900 |
| 2024 | $180,100 (+2.97%) Land $66,000 Building $114,100 | $394,900 (+8.85%) Land $210,000 Building $184,900 | |
| 2023 | $214.00 Homeowner's exemption | $174,900 Land $66,000 Building $108,900 | $362,800 Land $190,900 Building $171,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Malama Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Malama Pl is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 86% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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