Sagadahoc County and Topsham Town property record for 55 Main St, Topsham, ME 04086
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,604 sqft · built 1850 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,695 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPM M:U06 L:056 |
| Primary APN | TOPM M:U06 L:056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 5,280 sqft |
| 1st Floor Area | 1,514 sqft |
| Attic | Attic |
| Attic Area | 850 sqft |
| Basement Area | 1,194 sqft |
| Unfinished Basement | 1,194 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2356 |
|---|---|
| Street Address | 55 MAIN ST |
| City | TOPSHAM |
| State | ME |
| Zip | 04086-1203 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NO |
| Legal Lot Number | 56 |
| Jurisdiction | TOPSHAM ME |
| Township / Civil Division | TOPSHAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970301 |
Source: Sagadahoc County and Topsham Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 MAIN ST, TOPSHAM, ME 04086-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2016 |
| Deed Sale | Jul 12, 2016 |
| Deed Document Number | 20164630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 55 MAIN ST, TOPSHAM, ME 04086-1203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002527 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021R-02527 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Apr 1, 2060 |
| Rate Type | Adjustable Rate |
|---|
Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Topsham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,695.00 (+7.54%) | $366,800 (+14.09%) Land $55,600 Building $311,200 |
| 2023 | $4,366.00 (+4.08%) | $321,500 (+10.52%) Land $49,000 Building $272,500 |
| 2022 | $4,195.00 | $290,900 Land $47,400 Building $243,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
May also be available: Verizon.
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