Essex County and Saugus Town property record for 55 Main St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,763 sqft · built 1890 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (May 2018) |
| Tax Bill | $8,990 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-E B:0003 L:0040 |
| Primary APN | SAUG M:009-E B:0003 L:0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 2,763 sqft Living Area |
| Gross Area | 4,572 sqft |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 1,030 sqft |
| Unfinished Basement | 1,030 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,301 sqft (0.282 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8837009 |
|---|---|
| Street Address | 55 MAIN ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 MAIN ST, SAUGUS, MA 01906-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC |
| May 21, 2018 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Nov 28, 2014 · Amount on Record |
| Deed Book / Page | 36729 / 52 |
| Transfer Doc | 0036729-52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 55 MAIN ST, SAUGUS, MA 01906-2305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39121-144 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 39121/144 |
| Instrument | 20201030002940 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 21, 2018 |
| Property Address | 55 MAIN ST, SAUGUS, MA 01906-2305 |
| Document Number | 36729-52 |
| Book / Page | 036729 / 000052 |
| Instrument Date | May 21, 2018 |
| Instrument | 1805213530 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,690.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 MAIN ST SAUGUS MA 019062305, SAUGUS, MA 01906-2305 |
| Document Number | 36729-54 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 036729/000054 |
| Instrument | 1805213540 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,990.00 (+1.79%) | $862,800 (+4.33%) Land $336,900 Building $510,000 | $881,476 (+3.23%) |
| 2025 | $8,832.00 (+4.84%) | $827,000 (+4.55%) Land $304,600 Building $522,400 | $853,860 |
| 2024 | $8,424.00 (-0.46%) | $791,000 (+5.24%) Land $276,900 Building $514,100 | |
| 2023 | $8,463.00 | $751,600 Land $249,200 Building $502,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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