55 Main St, Chesterbrook (Wayne), PA 19087 Property Records

Chester County property record for 55 Main St, Chesterbrook, PA 19087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,032 sqft · built 1987
Lot Size	0.081 acres (3,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Dec 2025)
Tax Bill	$614 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-4M-87`

Property Details

APN / Parcel Number

Primary APN	`43-4M-87`
Alternative APNs	`4304M00870000` `4304M0087`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	3,543 sqft (0.081 acres)
View / Lot	Apt/Condo Complex

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 MAIN ST
City	CHESTERBROOK
State	PA
Zip	19087-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 55 & DWG
Legal Subdivision	MAIN STREET VILLAGE
Legal Lot Number	55
Jurisdiction	CHESTER PA
Township / Civil Division	TREDYFFRIN
Census Block Group	2
Census Block	2006
Census Tract	300106

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 MAIN ST, CHESTERBROOK, PA 19087-5839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Aug 28, 2020	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 2, 2020	Loan Modification, Mortgage · Conventional Mortgage VIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202512099661
Deed Book / Page	11493 / 894
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Dec 5, 2025
Property Address	55 MAIN ST, CHESTERBROOK, PA 19087-5839
Document Number	0114930894
Book / Page	11493 / 894
Instrument Date	Dec 1, 2025
Instrument	12099661
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 MAIN ST, CHESTERBROOK, PA 19087-5839
Investor	Possibly a Property Investor

Mortgage

Document Number	0012099662
Date	Dec 5, 2025
Instrument	12099662

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Aug 28, 2020
Property Address	55 MAIN ST, CHESTERBROOK, PA 19087-5839
Document Number	0102560381
Book / Page	10256 / 381
Instrument Date	Aug 13, 2020
Instrument	11757382
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TRIDENT LAND TRANSFER CO LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 MAIN ST, CHESTERBROOK, PA 19087-5839

Mortgage

Document Number	0011757383
Date	Aug 28, 2020
Instrument	11757383

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHESTER PA
Property Address	55 MAIN ST, CHESTERBROOK, PA 19087-5839
Document Number	0101151385
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 MAIN ST CHESTERBROOK PA 190875839, CHESTERBROOK, PA 19087-5839

Mortgage

Document Number	0101151385
Date	Mar 6, 2020
Book Page	010115/001385
Instrument	11720988

Lender

Name	VIST BK
Type	Bank
Address	WYOMISSING, PA 19610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 5, 2060

Interest

Rate	2%

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Tredyffrin Township
Unified School District	Tredyffrin-Easttown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$614.00 (-89.61%)	$156,910 (-) Land $38,240 Building $118,670	$156,910 (-) Land $38,240 Building $118,670
2025	$5,909.00 (+6.93%)	$156,910 (-) Land $38,240 Building $118,670
2024	$5,526.00	$156,910 Land $38,240 Building $118,670
1998			$156,910 Land $38,240 Building $118,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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