55 Main St, Centerbrook, CT 06409 Property Records

Essex Town property record for 55 Main St, Centerbrook, CT 06409

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details2,015 sqft · built 1948
Lot Size0.43 acres (18,731 sqft)
OwnerCompany Name on Record
Last Sale$355,000 (Jun 1997)
Tax Bill$6,211 (2025)
Deeds & MortgagesSep 2021 Refinance
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNESSE M:44 B:040

Property Details

APN / Parcel Number

Primary APNESSE M:44 B:040
Alternative APNs
  • ESSX M:44 B:040
  • 00106900
  • 106900

Interior

Units6 Units
Stories1 Story
Building Area2,015 sqft Total Area
Gross Area5,101 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number106900
Street Address55 MAIN ST
CityCENTERBROOK
StateCT
Zip06409-1048
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning CodeC
Legal Block40
JurisdictionESSEX CT
Township / Civil DivisionESSEX
Census Block Group4
Census Block4012
Census Tract630101

Owner

Source: Essex Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2138 SILAS DEANE HWY, ROCKY HILL, CT 06067-2317
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES UNITED BANK
Mar 5, 2018Grant Deed, Mortgage · Line of Credit
PEOPLE'S UNITED BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 1997 · Amount on Record
Deed SaleJun 27, 1997 · Amount on Record
Deed Book / Page166 / 895
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX CT
Property Address55 MAIN ST, CENTERBROOK, CT 06409-1048
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000344-416
DateSep 10, 2021
Book Page344/416
Lender
NamePEOPLES UNITED BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

March 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionESSEX CT
Recording DateMar 5, 2018
Property Address55 MAIN ST, CENTERBROOK, CT 06409-1048
Book / Page007302 / 000268
Instrument DateMar 2, 2018
Instrument1607
Transaction TypeMortgage
Record UpdatedApr 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2138 SILAS DEANE HWY ROCKY HILL CT 060672317, ROCKY HILL, CT 06067-2317

Mortgage

Document Number7302-268
DateMar 5, 2018
Book Page007302/000268
Instrument1607
Lender
NamePEOPLE'S UNITED BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEssex Town
Elementary School DistrictEssex School District (PK - 06)
Secondary School DistrictRegional School District 04 (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,211.00$333,400 (+10.58%) Land $207,300 Building $126,100$233,380 Land $145,110 Building $88,270
2024$6,211.00 (-8.81%)
2023$6,811.00 (-0.26%)$301,500 (-) Land $199,600 Building $101,900
2022$6,829.00$301,500 Land $199,600 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-CHESTER SYSTEM
private · serves 5,030 people · EPA ID CT0261031
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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