55 Madison St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 55 Madison St, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,414 sqft · built 1850
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jul 2024)
Tax Bill$3,287 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNBANG M:039 L:112

Property Details

APN / Parcel Number

Primary APNBANG M:039 L:112
Alternative APN
  • 2019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,414 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number2019
Street Address55 MADISON ST
CityBANGOR
StateME
Zip04401-4838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal Lot Number112
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group1
Census Block1038
Census Tract400

Owner

55 Madison St is owned and occupied by two individuals who bought it in July 2024.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address55 MADISON ST, BANGOR, ME 04401-4838
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2024 · Amount on File
Deed SaleJul 26, 2024 · Amount on File
Prior SaleJan 30, 2020 · Amount on File
Deed Document Number202417729
Deed Book / Page17214 / 68
Transfer Doc0144780184
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANGOR ME
Recording DateJan 30, 2020
Property Address55 MADISON ST, BANGOR, ME 04401-4838
Document Number0154260307
Book / Page15426 / 307
Instrument DateJan 30, 2020
Instrument2752
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 MADISON ST, BANGOR, ME 04401-4838

Mortgage

Document Number0000002753
DateJan 30, 2020
Instrument2753
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 55 Madison St was $3,287, up 0.6% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,287.00 (+0.61%)$185,700 (+5.45%) Land $15,500 Building $170,200
2024$3,267.00 (+6.49%)$176,100 (+9.93%) Land $15,000 Building $161,100$276,355
2023$3,068.00$160,200 Land $15,000 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Madison St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1987–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Madison St

Nearby Streets

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