Morris County and Jefferson Township property record for 55 Lyons Rd, Oak Ridge, NJ 07438
| Property Type | Single Family Home |
|---|---|
| Details | 1,207 sqft · built 1940 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Feb 2026) |
| Tax Bill | $8,466 (2024) |
| Deeds & Mortgages | Jan 2025 Mortgage Feb 2026 Sale & Mortgage + 4 more |
| APN | 14-00498-0000-00012 |
| Primary APN | 14-00498-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,207 sqft Living Area |
| 1st Floor Area | 1,207 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Street Address | 55 LYONS RD |
|---|---|
| City | OAK RIDGE |
| State | NJ |
| Zip | 07438-9143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Subdivision | COZY LAKE INC |
| Legal Block | 498 |
| Legal Lot Number | 12 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 44601 |
Source: Morris County and Jefferson Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 2, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Feb 6, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 27, 2023 | Deed, Transfer · VA Mortgage MORTGAGE ACCESS CORP |
| Feb 1, 2024 | Re-recorded Document FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Nov 20, 2020 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jan 10, 2020 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on Record |
| Deed Sale | Feb 6, 2026 · Amount on Record |
| Prior Sale | Feb 1, 2024 · Amount on Record |
| Deed Document Number | 20265495 |
| Deed Book / Page | 25056 / 1473 |
| Prior Transfer Date | Jun 13, 2023 |
| Prior Transfer Doc | 0247091913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Investor | Possibly a Property Investor |
| Document Number | 0248590388 |
|---|---|
| Date | Jan 2, 2025 |
| Book Page | 24859/388 |
| Instrument | 2025000089 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Feb 6, 2026 |
| Property Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Document Number | 0250561473 |
| Book / Page | 25056 / 1473 |
| Instrument Date | Jan 24, 2026 |
| Instrument | 2026005495 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 58 WHITE MEADOW RD, ROCKAWAY, NJ 07866-1930 |
| Name | Verified Name |
|---|---|
| Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Investor | Possibly a Property Investor |
| Document Number | 2026005496 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2026005496 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jun 27, 2023 |
| Property Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Document Number | 0246190041 |
| Book / Page | 24619 / 41 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023023286 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,229.40 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 210 RESERVOIR AVE, RANDOLPH, NJ 07869-1047 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Investor | Possibly a Property Investor |
| Document Number | 2023023287 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023023287 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Feb 1, 2024 |
| Property Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Document Number | 0247091913 |
| Book / Page | 24709 / 1913 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2024003882 |
| Record Updated | Feb 20, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 210 RESERVOIR AVE, RANDOLPH, NJ 07869-1047 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Nov 20, 2020 |
| Property Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Document Number | 0239410766 |
| Book / Page | 23941 / 766 |
| Instrument Date | Oct 25, 2020 |
| Instrument | 2020086017 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | METRO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CARLA CT, 5, ROCKAWAY, NJ 07866-2201 |
| Name | Verified Name |
|---|---|
| Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Document Number | 2020086018 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020086018 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jan 10, 2020 |
| Property Address | 55 LYONS RD, OAK RIDGE, NJ 07438-9143 |
| Document Number | 0236911326 |
| Book / Page | 023691 / 001326 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 2225 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $103.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5 CARLA CT ROCKAWAY NJ 078662201, ROCKAWAY, NJ 07866-2201 |
Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Jefferson Township |
| Unified School District | Jefferson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,000 (-) Land $83,200 Building $198,800 | $282,000 (-) Land $83,200 Building $198,800 | |
| 2025 | $282,000 (+27.49%) Land $83,200 Building $198,800 | $282,000 (+27.49%) Land $83,200 Building $198,800 | |
| 2024 | $8,466.00 (+34.3%) | ||
| 2023 | $221,200 (-) Land $83,200 Building $138,000 | $221,200 (-) Land $83,200 Building $138,000 | |
| 2022 | $6,304.00 (+24.61%) | $221,200 Land $83,200 Building $138,000 | $221,200 Land $83,200 Building $138,000 |
| 2021 | $5,059.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2000–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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