55 Lyman St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 55 Lyman St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,559 sqft · built 1950
Lot Size	0.223 acres (9,712 sqft)
Owner	Individual Name on File
Last Sale	$351,000 (Nov 2023)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`360-20250-58-001`

Property Details

APN / Parcel Number

Primary APN	`360-20250-58-001`
Alternative APN	`WSPR M:00360 B:20250 L:00058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,559 sqft Living Area
Gross Area	3,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,712 sqft (0.223 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	360-20250-58-001
Street Address	55 LYMAN ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20250
Legal Lot Number	58
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2013
Census Tract	812403

Owner

55 Lyman St is owned and occupied by an individual who bought it in November 2023.

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	55 LYMAN ST, WEST SPRINGFIELD, MA 01089-3132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed, Transfer · FHA Mortgage CITIZENS BANK
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 30, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 22, 2018	Warranty Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Jan 30, 2020 · Amount on File
Deed Document Number	202355314
Deed Book / Page	25233 / 405
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 20, 2023
Property Address	55 LYMAN ST, WEST SPRINGFIELD, MA 01089-3132
Document Number	025233-405
Book / Page	25233 / 405
Instrument Date	Nov 20, 2023
Instrument	55314
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PHILLIPS AVE, SPRINGFIELD, MA 01119-1624

Mortgage

Document Number	0000055315
Date	Nov 20, 2023
Instrument	55315

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	55 LYMAN ST, WEST SPRINGFIELD, MA 01089-3132
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024724-43
Date	Sep 14, 2022
Book Page	24724/43
Instrument	55447

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jan 30, 2020
Property Address	55 LYMAN ST, WEST SPRINGFIELD, MA 01089-3132
Document Number	23067-38
Book / Page	23067 / 38
Instrument Date	Jan 23, 2020
Instrument	5382
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PEQUOT POINT RD, WESTFIELD, MA 01085-5177
Investor	Possibly a Property Investor

Mortgage

Document Number	5383
Date	Jan 30, 2020
Instrument	5383

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 22, 2018
Property Address	55 LYMAN ST, WEST SPRINGFIELD, MA 01089-3132
Document Number	22183-474
Book / Page	22183 / 474
Instrument	28036
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 LYMAN ST, WEST SPRINGFIELD, MA 01089-3132

Mortgage

Document Number	221830477
Date	May 22, 2018
Instrument	22183/0477

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 23, 2017
Property Address	55 LYMAN ST, WEST SPRINGFIELD, MA 01089-3132
Document Number	21734-358
Book / Page	021734 / 000358
Instrument Date	Jun 22, 2017
Instrument	34883
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$627.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 BEAUREGARD TER CHICOPEE MA 010202010, CHICOPEE, MA 01020-2010

Tax Assessment & Valuation

The 2025 property tax bill for 55 Lyman St was $4,363, up 2.2% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,363.00 (+2.25%)	$293,400 (+1.84%) Land $99,500 Building $193,900	$307,895
2024	$4,267.00 (+2.11%)	$288,100 (+7.14%) Land $99,500 Building $188,600
2023	$4,179.00	$268,900 Land $97,300 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Lyman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Lyman St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Whip City Fiber.

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