55 Lydgate Ave, Memphis, TN 38109 Property Records

Shelby County property record for 55 Lydgate Ave, Memphis, TN 38109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,245 sqft · built 1975
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$71,500 (Jul 2005)
Tax Bill$691 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-6034-A0-0028

Property Details

APN / Parcel Number

Primary APN07-6034-A0-0028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,245 sqft Living Area
1st Floor Area1,245 sqft
Utility Area56 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCarport
Garage Area342 sqft
CarportCarport
Carport Area342 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address55 LYDGATE AVE
CityMEMPHIS
StateTN
Zip38109-4523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal SubdivisionRAINESWOOD
Legal Lot Number10
JurisdictionSHELBY TN
Township / Civil Division9
Census Block Group3
Census Block3007
Census Tract22321

Owner

55 Lydgate Ave is owned and occupied by an individual who bought it in July 2005.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address55 LYDGATE AVE, MEMPHIS, TN 38109-4523
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2005 · Amount on File
Deed SaleJul 1, 2005 · Amount on File
Prior SaleFeb 2, 2005 · Amount on File
Deed Document Number2005103811
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address55 LYDGATE AVE, MEMPHIS, TN 38109-4523
Document Number0020139659
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 LYDGATE AVE MEMPHIS TN 381094523, MEMPHIS, TN 38109-4523

Mortgage

Document Number0020139659
DateDec 15, 2020
Instrument20139659
Lender
NameCOMMUNITY BK/MS
TypeBank
AddressFLOWOOD, MS 39232
Agreement
AmountAmount on Record
Term180 Months
DueDec 14, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 55 Lydgate Ave was $691.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$691.00$25,700 Land $2,775 Building $22,925$102,800 Land $11,100 Building $91,700
2023$17,050 Land $2,225 Building $14,825
2022$1,038.00
2021$68,200 Land $8,900 Building $59,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55 Lydgate Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Lydgate Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lydgate Ave

Nearby Streets

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